Sold / Closed
$325,000

Sold price · Closed Aug 20, 2026

$130/sqft

641 20th Street NE

641 20th Street NE, Rochester, MN, 55906
4  Bedrooms3  Bathrooms2,457  Square Feet0.236  Acres
Days on market99
Year built1975
Garage spaces2
TypeResidential
Est. $6,597buyer credit when you buy with SODL

About this home

Well maintained 4 bedroom, 3 bath split level home with a functional layout and thoughtful updates throughout. The main level offers a bright open living area that flows into the dining space, ideal for everyday living and entertaining. The kitchen is designed for efficiency with ample workspace and easy access to the dining area. Multiple living spaces provide flexibility, including a spacious lower level family room with a fireplace. All four bedrooms are well sized, and three bathrooms offer comfort and convenience. The layout creates a natural separation of space while still feeling open and connected. An attached two car garage, large deck, and terraced backyard with retaining walls add to the home’s usability, while mature trees provide privacy and a well established setting in a desirable NE Rochester location.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1975
LevelsSplit Entry (Bi-Level)
Living area2,457 sqft
Above-grade finished1,268 sqft
Below-grade finished1,189 sqft
Lot size0.236 acres (113x91)
Days on market99
ListedApr 6, 2026
MLS #NST7047474
CountyOlmsted
Parcel #742524016578

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 1/4
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 576 sqft
Parking features
Attached Garage
Patio & porch
Deck
Exterior features
Vinyl
Lot size
0.236 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 2,457 sqft
Year built
1975

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
535 - Rochester
High school district
Rochester

Financial & listing details

Annual tax
$3,742 (2026)
Listed
Apr 6, 2026
Days on market
99
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths0
1/4 baths1
BasementFinished
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement
AppliancesCooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
AmenitiesDeck
AccessibilityNone

Exterior & lot

ExteriorVinyl
FoundationBlock
Foundation area2,457 sqft
Patio/porchDeck
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$3,742
Tax year2026
Taxes w/ assessments3742
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District535 - Rochester
District number535
District phone5073283000
High schoolRochester
SODL flat fee brokerage
$6,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,100/mo
Principal & interest$1,681
Property taxes$312
Home insurance (est.)$107
%
$63,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

641 20th Street NE, Rochester, MN, 55906

Listing information

MLS #NST7047474
StatusClosed
Last updatedAug 20, 2026, 8:24 PM
Originally listedApr 10, 2026, 12:00 AM
Listing officeRe/Max Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.