Does this property have an HOA?

Yes. The HOA fee is $853 per month.

What are the annual property taxes?

Annual property taxes are $5,171 (2025).

What school district is this property in?

This property is in the 834 - Stillwater school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 21 days.

Sold / Closed

$595,000

Sold price · Closed Jun 29, 2026

$484/sqft

Cic 242

640 Main Street N #35, Stillwater, MN, 55082

2 Bedrooms2 Bathrooms1,229 Square Feet0.19 Acres

Days on market21

Year built2005

Garage spaces2

HOA / month$853

TypeResidential

Est. $14,850buyer credit when you buy with SODL

About this home

Lovely top-floor corner condo in the Territorial Place building at Terra Springs offers peaceful, scenic views from a private deck, all in a fantastic downtown location just steps from your favorite shops, restaurants, and local festivities. Extensively upgraded and meticulously maintained, this exceptional residence features a beautiful virtually new kitchen with an extra-large island and seating, high-end appliances, a cozy gas fireplace, a dining area accented by charming shiplap walls, designer curated lighting, hardwood type floors, beautifully tiled showers and backsplashes, timeless yet stylish finishes throughout. Thoughtfully designed for modern living and effortless entertaining, the layout offers both comfort and sophistication. The beautiful private deck is perfect for gas grilling, relaxing, and enjoying the peaceful surroundings. Overlooking beautifully landscaped and illuminated brick walkways, this premium setting creates a serene retreat with the convenience of downtown living. There is nothing original or outdated about this stunning condo. The layout and every finish have been thoughtfully refined to today’s luxury standards. Complete with two heated garage stalls and a private storage closet, this move in ready, fully updated condo offers the very best of low-maintenance luxury living in downtown Stillwater.

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Home facts

Property typeResidential

Property subtype(CC) Low Rise (3- Levels)

Year built2005

LevelsOne

Living area1,229 sqft

Above-grade finished1,229 sqft

Below-grade finished0 sqft

Lot size0.19 acres (Common)

Days on market21

ListedMay 20, 2026

MLS #NST7076393

CountyWashington

SubdivisionCic 242

Parcel #2803020120204

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Garage: 2 spaces
Parking features: Attached Garage, Driveway - Other Surface, Garage Door Opener, Heated Garage, Parking Garage, Underground
Patio & porch: Composite Decking
Exterior features: Stone, Cement Board
Lot size: 0.19 acres

Construction

Property type: Residential
Property subtype: (CC) Low Rise (3- Levels)
Foundation: Poured Concrete · 1,229 sqft
Year built: 2005

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Cic 242
HOA: $853/month
HOA name: Community Association Group
HOA phone: 6513518301
HOA includes: Building Exterior, Heating, Internet, Lawn Care, Maintenance Grounds, Professional Mgmt, Sanitation, Sewer, Shared Amenities, Snow Removal
HOA amenities: Elevator(s), Fire Sprinkler System, In-Ground Sprinkler System, Lobby Entrance

Financial & listing details

Annual tax: $5,171 (2025)
Tax with assessments: 5174
Listed: May 20, 2026
Days on market: 21
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementNone

HeatingIn-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryLaundry Closet, Main Level, In Unit

AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningBreakfast Bar, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Tile Floors, Walk-In Closet

AccessibilityAccessible Elevator Installed

Special featuresAll Living Facilities on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board

FoundationPoured Concrete

Foundation area1,229 sqft

Patio/porchComposite Decking

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Driveway - Other Surface, Garage Door Opener, Heated Garage, Parking Garage, Underground

Garage spaces2

Financial details

Annual taxes$5,171

Tax year2025

Taxes w/ assessments5174

Assessment pendingNo

HOA fee$853

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District834 - Stillwater

District number834

District phone6513518301

High schoolStillwater

SODL flat fee brokerage

$14,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,609/mo

Principal & interest$3,127

Property taxes$431

Home insurance (est.)$198

HOA fees$853

Down payment

$119,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.