Listed at
$3,095,000
$591/sqft

Wayzata

638 Gardner Street, Wayzata, MN, 55391
4  Bedrooms5  Bathrooms5,240  Square Feet0.25  Acres
Days on market354
Year built2025
Garage spaces3
TypeResidential
Est. $89,850buyer credit when you buy with SODL
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About this home

The Hamptons meets Wayzata charm in this cottage style masterpiece. Over 5200 well designed square feet. Rare, main level living, plus an upper level featuring 2 bedroom suites plus an amazing upper level bonus room or home office. Truly stunning design with high vaulted and beamed ceilings, chef inspired kitchen, generous built ins, prep/scullery kitchen, massive center island and all main level amenities! Oversized tandem garage equals a full 3 car size with ample room for cars, bikes, convertible and storage. Entertainers dream lower level with full bar, exercise room, full bath, theater room, sunken golf simulator room or billiards room, plus wine room and storage complete this amazing basement. Don’t miss the vaulted screened porch with stone fireplace walking out to the spacious backyard and all within walking distance of downtown Wayzata.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2025
LevelsOne
Living area5,240 sqft
Above-grade finished3,480 sqft
Below-grade finished1,760 sqft
Lot size0.25 acres (66x166)
Days on market354
ListedOct 8, 2025
New constructionYes
MLS #NST6801934
CountyHennepin
SubdivisionWayzata
Parcel #0611722130011

Facts & features

Interior

Bedrooms
4
Bathrooms
5
Bath breakdown
1 full / 3 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
3 spaces · 31x23 · 760 sqft
Parking features
Attached Garage, Tandem Garage
Patio & porch
Patio, Porch, Screened
Lot size
0.25 acres
Lot dimensions
66x166

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Frame
Foundation
2,095 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Builder
LDK BUILDERS INC

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Wayzata
HOA
No HOA
School district
Wayzata

Financial & listing details

Annual tax
$6,563.4 (2025)
Listed
Oct 8, 2025
Days on market
354 · 29 cumulative
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths1
3/4 baths3
Half baths1
1/4 baths0
BasementDrain Tiled, Finished, Full, Concrete, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces3
LaundryMain Level, Upper Level
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room
AmenitiesKitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Wet Bar, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle
Foundation area2,095 sqft
Patio/porchPatio, Porch, Screened
Lot featuresTree Coverage - Medium
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Tandem Garage
Garage spaces3
Garage size760 sqft

Financial details

Annual taxes$6,563.4
Tax year2025
Taxes w/ assessments6563.4
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1280
District phone7637455000
High schoolWayzata
SODL flat fee brokerage
$89,850Estimated buyer credit
SODL platform fee $3,000Your buyer credit $89,850

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$17,844/mo
Principal & interest$16,266
Property taxes$547
Home insurance (est.)$1,032
%
$619,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

638 Gardner Street, Wayzata, MN, 55391

Listing information

MLS #NST6801934
StatusActive
Last updatedFeb 11, 2026, 8:18 PM
Originally listedOct 9, 2025, 10:44 AM
Listing officeKeller Williams Premier Realty Lake Minnetonka
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.