Listed at
$649,900
$340/sqft

63678 Norway Spruce Road

63678 Norway Spruce Road, Finlayson, MN, 55735
3  Bedrooms2  Bathrooms1,912  Square Feet20.69  Acres
Days on market69
Year built2026
Garage spaces2
TypeResidential
Est. $16,497buyer credit when you buy with SODL
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About this home

NEW CONSTRUCTION! 2026 custom-built one-level home located in Finlayson, MN sitting on 20+ acres bordering large wildlife pond. Walk into this open concept home that showcases quality craftsmanship throughout. Vaulted living room ceilings, beautiful custom kitchen with granite countertops, new stainless-steel appliances, and walk-in pantry. Large windows in the living room and dining room let in plenty of natural sunlight, dining room door leads out to nice backyard patio area that overlooks the pond. Spacious primary suite with private ¾ bath, linen closet, and dual walk-in closets. There are two additional bedrooms (one with its own walk-in closet), full bathroom, and utility & laundry room coming in off the garage. The home has in-floor heat as well as forced-air and central A/C. Attached two-car garage offers over 1000 sq ft of space and is heated and finished. This home is ideal for buyers looking for new construction, one-level living, and acreage. Located just West of town for conveniences and access to the Munger Trail, close to the Pine Lake chain in Finlayson and a short drive to the East side of Mille Lacs, and only 10 minutes to I-35 for easy commuting.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsOne
Living area1,912 sqft
Above-grade finished1,912 sqft
Below-grade finished0 sqft
Lot size20.69 acres (irr)
Days on market69
ListedApr 8, 2026
New constructionYes
MLS #NST7051575
CountyPine
Parcel #0270376003

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories
One
Garage
2 spaces · 30x35 · 1,064 sqft
Parking features
Detached Garage, Gravel, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Covered, Patio
Exterior features
Vinyl
Waterfront
Pond

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,912 sqft
Roof
Age 8 Years or Less, Asphalt
Builder
NORTHERN CONTRACTORS INC

Utilities

Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
2165 - Hinckley-Finlayson
High school district
Hinckley-Finlayson

Financial & listing details

Annual tax
$816 (2026)
Listed
Apr 8, 2026
Days on market
69 · 23 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingForced Air, In-Floor Heating
CoolingCentral Air
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Microwave, Range, Refrigerator
DiningKitchen/Dining Room
AccessibilityNo Stairs External, No Stairs Internal
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationSlab
Foundation area1,912 sqft
Patio/porchCovered, Patio
Lot featuresIrregular Lot
Road frontageCounty Road, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Septic System Compliant - Yes
FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces2
Garage size1,064 sqft

Financial details

Annual taxes$816
Tax year2026
Taxes w/ assessments816
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District2165 - Hinckley-Finlayson
District number2165
District phone3203846277
High schoolHinckley-Finlayson
SODL flat fee brokerage
$16,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,700/mo
Principal & interest$3,416
Property taxes$68
Home insurance (est.)$217
%
$129,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

63678 Norway Spruce Road, Finlayson, MN, 55735

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Listing information

MLS #NST7051575
StatusClosed
Last updatedJun 19, 2026, 7:22 PM
Originally listedApr 9, 2026, 9:47 AM
Listing officeUnited Country Real Estate Minnesota Properties

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.