Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $7,824 (2026).

What school district is this property in?

This property is in the 709 - Duluth school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 69 days.

Listed at

$695,000

$299/sqft

Congdon Park Second Div Of Duluth

630 Valley Drive, Duluth, MN, 55804

4 Bedrooms4 Bathrooms2,321 Square Feet0.38 Acres

Days on market69

Year built1969

Garage spaces2

TypeResidential

Est. $17,850buyer credit when you buy with SODL

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About this home

Beautifully updated contemporary home featuring 4 bedrooms and 4 baths in a private, park-like setting. The designer kitchen showcase granite countertops, updated baths, St. Charles cabinetry, and in-floor heat. Enjoy multiple living spaces including a formal dining room, sunken family room with wood-burning fireplace, and a bright sunroom with skylights overlooking the lush beautifully landscaped lot with mature trees and standout curb appeal. This home offers the perfect mix of modern style and everyday comfort. Set up that private showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1969

LevelsTwo

Living area2,321 sqft

Above-grade finished1,691 sqft

Below-grade finished630 sqft

Lot size0.38 acres (118x140)

Days on market69

ListedMar 26, 2026

MLS #NST7042436

CountySt. Louis

SubdivisionCongdon Park Second Div Of Duluth

Parcel #010073000550

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 1 full / 1 3/4 / 2 half
Heating: Fireplace(s)
Cooling: Ductless Mini-Split
Basement: Block, Finished, Full · 630 sqft finished

Property

Levels / stories: Two
Garage: 2 spaces · 484 sqft
Parking features: Attached Garage
Exterior features: Wood
Lot size: 0.38 acres
Lot dimensions: 118x140

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 2,321 sqft
Year built: 1969

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric, Wood

Community & HOA

Subdivision: Congdon Park Second Div Of Duluth
HOA: No HOA
School district: 709 - Duluth
High school district: Duluth

Financial & listing details

Annual tax: $7,824 (2026)
Tax with assessments: 7858
Listed: Mar 26, 2026
Days on market: 69 · 4 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths1

3/4 baths1

Half baths2

1/4 baths0

BasementBlock, Finished, Full

HeatingFireplace(s)

CoolingDuctless Mini-Split

Fireplaces2

AccessibilityNone

Exterior & lot

ExteriorWood

FoundationBlock

Foundation area2,321 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric, Wood

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size484 sqft

Financial details

Annual taxes$7,824

Tax year2026

Taxes w/ assessments7858

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District709 - Duluth

District number709

District phone2183368700

High schoolDuluth

SODL flat fee brokerage

$17,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,536/mo

Principal & interest$3,653

Property taxes$652

Home insurance (est.)$232

Down payment

$139,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.