Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,422 (2026).

What school district is this property in?

This property is in the 745 - Albany school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 41 days.

Listed at

$200,000

$186/sqft

Townsite Of Albany

630 Lake Avenue, Albany, MN, 56307

2 Bedrooms1 Bathroom1,076 Square Feet0.14 Acres

Days on market41

Year built1900

Garage spaces1

TypeResidential

Est. $3,000buyer credit when you buy with SODL

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About this home

Charming 1.5 story home in Albany offering 2 bedrooms, 1 bathroom and a spacious 1 stall garage with storage shed. This cozy home features a welcoming layout with great outdoor space including a deck and patio, perfect for relaxing or entertaining. Recent updates include a new roof in 2023. Conveniently located near North Lake, parks, and walking trails, with quick access to I-94 making for an easy commute. Great opportunity to enjoy small town living with nearby amenities and recreation.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1900

LevelsOne and One Half

Living area1,076 sqft

Above-grade finished1,076 sqft

Below-grade finished0 sqft

Lot size0.14 acres (50x125)

Days on market41

ListedMay 19, 2026

MLS #NST7074283

CountyStearns

SubdivisionTownsite Of Albany

Parcel #40254610000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard, Forced Air
Cooling: Ductless Mini-Split
Appliances: Dishwasher, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 1 space · 14x22 · 308 sqft
Parking features: Detached Garage, Finished Garage, Insulated Garage
Patio & porch: Deck, Patio
Exterior features: Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Stone · 676 sqft
Roof: Age 8 Years or Less
Year built: 1900

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Townsite Of Albany
HOA: No HOA
School district: 745 - Albany
High school district: Albany

Financial & listing details

Annual tax: $2,422 (2026)
Tax with assessments: 2430
Listed: May 19, 2026
Days on market: 41 · 14 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space, Drain Tiled, Drainage System, Partial, Sump Basket, Sump Pump

HeatingBaseboard, Forced Air

CoolingDuctless Mini-Split

LaundryElectric Dryer Hookup, Main Level, Washer Hookup

AppliancesDishwasher, Range, Refrigerator, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesDeck, Kitchen Window, Patio, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationStone

Foundation area676 sqft

Patio/porchDeck, Patio

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Finished Garage, Insulated Garage

Garage spaces1

Garage size308 sqft

Financial details

Annual taxes$2,422

Tax year2026

Taxes w/ assessments2430

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District745 - Albany

District number745

District phone3208452171

High schoolAlbany

SODL flat fee brokerage

$3,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,320/mo

Principal & interest$1,051

Property taxes$202

Home insurance (est.)$67

Down payment

$40,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.