Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,604 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 318 days.

Listed at

$250,000

$145/sqft

Chladek Homesites 2nd Add

621 Elm Street, Paynesville, MN, 56362

4 Bedrooms2 Bathrooms1,728 Square Feet0.33 Acres

Days on market318

Year built1983

Garage spaces2

TypeResidential

Est. $4,500buyer credit when you buy with SODL

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About this home

Well-maintained split-level home located in a desirable Paynesville neighborhood. This 4-bedroom, 2-bath property features a functional layout with spacious living areas. Recent updates include newer siding, windows, flooring, garage door and more. Enjoy the convenience of a two-stall garage and a location close to Paynesville High School, parks, playgrounds, and nearby walking trails. A great opportunity to own a move-in ready home in a fantastic community. Be sure to check out the virtual tour as well as the list of updates. Reach out to schedule your showing!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1983

LevelsSplit Entry (Bi-Level)

Living area1,728 sqft

Above-grade finished988 sqft

Below-grade finished740 sqft

Lot size0.33 acres (100x143)

Days on market318

ListedNov 14, 2025

MLS #NST6817797

CountyStearns

SubdivisionChladek Homesites 2nd Add

Parcel #70387430000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 26x28 · 728 sqft
Parking features: Attached Garage
Other structures: Storage Shed
Lot size: 0.33 acres
Lot dimensions: 100x143

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,716 sqft
Roof: Age 8 Years or Less
Year built: 1983

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Chladek Homesites 2nd Add
HOA: No HOA
School district: Paynesville

Financial & listing details

Annual tax: $2,604 (2025)
Tax with assessments: 2612
Listed: Nov 14, 2025
Days on market: 318 · 62 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLower Level

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less

Foundation area1,716 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size728 sqft

Financial details

Annual taxes$2,604

Tax year2025

Taxes w/ assessments2612

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2248

District phone3202433410

High schoolPaynesville

SODL flat fee brokerage

$4,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,614/mo

Principal & interest$1,314

Property taxes$217

Home insurance (est.)$83

Down payment

$50,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.