Does this property have an HOA?

Yes. The HOA fee is $1,155 per month.

What are the annual property taxes?

Annual property taxes are $11,975.64 (2026).

What school district is this property in?

This property is in the 834 - Stillwater school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 17 days.

Sold / Closed

$950,000

Sold price · Closed Jul 15, 2026

$185/sqft

Liberty On The Lake

620 Newman Trail, Stillwater, MN, 55082

5 Bedrooms5 Bathrooms5,140 Square Feet0.416 Acres

Days on market17

Year built1999

Garage spaces3

HOA / month$1,155

TypeResidential

Est. $25,500buyer credit when you buy with SODL

About this home

This classic two story is positioned in one of Liberty on the Lake’s quietest locations. It feels like a world apart, yet sits just minutes from Highway 36 and all the conveniences of the Stillwater corridor, the historic downtown area and the St. Croix River. The interior spaces are perfectly suited for entertaining, work at home, or just being a homebody! There are two kitchens, the main with its gorgeous jewel-like quartz countertops with a modern slab backsplash and loads of workspace and cabinetry, and the other in the lower level that makes that space ideal for a separate living area - or great parties. You’ll love the 2 staircases to the lower level - one from the entrance and one from the garage. There is also a wonderfully quiet dedicated office space in the lower level and a home gym with rubber floors and mirrored walls! Another home office can be found above the garage where you’ll find a spacious room with an adjoining full bathroom - alternatively perfect for overnight guests or an au pair. The second floor is home to 4 bedrooms, one of which is the primary suite with its adjoining nursery/study. The exceptionally private wooded back yard with stamped concrete patio, built-in grill & firepit area make summer gatherings something to look forward to! Liberty is known for its varied architecture, mature trees, and wonderful amenities like Heritage Square, just at the end of the block, neighborhood trails, and a shared dock where you can access Long Lake to drop a line or a kayak to enjoy the nature that surrounds this exceptional neighborhood.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1999

LevelsTwo

Living area5,140 sqft

Above-grade finished3,640 sqft

Below-grade finished1,500 sqft

Lot size0.416 acres (156x81x162x142)

Days on market17

ListedMay 22, 2026

MLS #NST7063873

CountyWashington

SubdivisionLiberty On The Lake

Parcel #3103020210014

Facts & features

Interior

Bedrooms: 5
Bathrooms: 5
Bath breakdown: 3 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 3 spaces · 28x29 · 1,092 sqft
Parking features: Attached Garage, Asphalt, Electric Vehicle Charging Station(s), Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch: Front Porch, Patio
Exterior features: Stucco
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,800 sqft
Roof: Age Over 8 Years, Asphalt, Flat, Rubber
Year built: 1999

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Liberty On The Lake
HOA: $1,155/annual
HOA name: First Service Residential
HOA phone: 9522772700
HOA includes: Hazard Insurance, Maintenance Grounds, Professional Mgmt, Shared Amenities
HOA amenities: Dock

Financial & listing details

Annual tax: $11,975.64 (2026)
Tax with assessments: 12532
Listed: May 22, 2026
Days on market: 17
Manufactured home: Yes

Interior details

Total bathrooms5

Full baths3

3/4 baths1

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryLaundry Closet, Laundry Room, Upper Level

AppliancesCentral Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

DiningBreakfast Area, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Exercise Room, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Security System, In-Ground Sprinkler, Sun Room, Tile Floors, Wet Bar, Walk-In Closet

AccessibilityNone

Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStucco

RoofAge Over 8 Years, Asphalt, Flat, Rubber

FoundationBlock

Foundation area1,800 sqft

Patio/porchFront Porch, Patio

Lot featuresTree Coverage - Medium

Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric Vehicle Charging Station(s), Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size1,092 sqft

Financial details

Annual taxes$11,975.64

Tax year2026

Taxes w/ assessments12532

Assessment pendingNo

HOA fee$1,155

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District834 - Stillwater

District number834

District phone6513518301

High schoolStillwater

SODL flat fee brokerage

$25,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $25,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,462/mo

Principal & interest$4,993

Property taxes$998

Home insurance (est.)$317

HOA fees$1,155

Down payment

$190,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.