Does this property have an HOA?

Yes. The HOA fee is $595 per month.

What are the annual property taxes?

Annual property taxes are $4,590 (2026).

What school district is this property in?

This property is in the 834 - Stillwater school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 2 days.

Sold / Closed

$400,000

Sold price · Closed May 11, 2026

$300/sqft

Cic 227

620 Main Street #124, Stillwater, MN, 55082

2 Bedrooms2 Bathrooms1,334 Square Feet0.259 Acres

Days on market2

Year built2005

Garage spaces2

HOA / month$595

TypeResidential

Est. $9,000buyer credit when you buy with SODL

About this home

Experience Stillwater living at Terra Springs. Beautifully landscaped grounds rich in history, this distinctive community offers a peaceful setting at the desirable north end of town—quietly removed from the bustle, yet just an easy walk to everything downtown Stillwater has to offer. Meandering pathways, lush gardens, and a tranquil water feature create an atmosphere that feels both private and timeless. This light-filled, beautifully updated main-level corner two story residence blends sophistication with everyday comfort. The thoughtfully designed layout features an open-concept floor plan with hardwood flooring, a cozy gas fireplace, and elegantly updated bathrooms. The kitchen offers abundant cabinetry, complemented by generous closets and additional storage throughout. Enjoy seamless indoor-outdoor living with a private sun-drenched patio with southern exposure, offering direct access to the scenic walking paths that connect to Main Street. Two heated underground parking spaces and a dedicated storage unit. Located just moments from the Brown’s Creek Trail, St. Croix River, marina, and riverfront, this home offers effortless access to outdoor recreation, dining, boutique shopping, and year-round entertainment. A rare opportunity to enjoy a peaceful, elevated lifestyle—where nature, history, and walkability come together beautifully.

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Home facts

Property typeResidential

Property subtype(CC) High Rise (4+ Levels)

Year built2005

LevelsTwo

Living area1,334 sqft

Above-grade finished1,334 sqft

Below-grade finished0 sqft

Lot size0.259 acres (Common)

Days on market2

ListedApr 3, 2026

MLS #NST7043734

CountyWashington

SubdivisionCic 227

Parcel #2803020120129

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: Two
Garage: 2 spaces
Parking features: Assigned, Floor Drain, Garage Door Opener, Heated Garage, Parking Garage, Underground
Patio & porch: Terrace
Exterior features: Stone, Cement Board
Lot size: 0.259 acres

Construction

Property type: Residential
Property subtype: (CC) High Rise (4+ Levels)
Construction materials: Concrete
Foundation: None · 1,334 sqft
Roof: Age 8 Years or Less
Year built: 2005

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric
Electric: Circuit Breakers

Community & HOA

Subdivision: Cic 227
HOA: $595/month
HOA name: Community Association Group, INC
HOA phone: 6518820400
HOA includes: Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Sanitation, Security System, Sewer, Shared Amenities, Snow Removal, Water
HOA amenities: Concrete Floors & Walls, Elevator(s), Fire Sprinkler System, In-Ground Sprinkler System, Lobby Entrance, Security Building

Financial & listing details

Annual tax: $4,590 (2026)
Listed: Apr 3, 2026
Days on market: 2
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Closet, In Unit, Upper Level, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesDeck, Indoor Sprinklers, Kitchen Window, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup

AccessibilityAccessible Elevator Installed

Special features2nd Floor Laundry, Divided Bdr Flr Plan

Exterior & lot

ExteriorStone, Cement Board

RoofAge 8 Years or Less

FoundationNone

Foundation area1,334 sqft

Patio/porchTerrace

Road frontageCity Street, Curbs, Paved Streets, Sidewalks

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric

Parking & garage

ParkingAssigned, Floor Drain, Garage Door Opener, Heated Garage, Parking Garage, Underground

Garage spaces2

Financial details

Annual taxes$4,590

Tax year2026

Taxes w/ assessments4590

Assessment pendingNo

HOA fee$595

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District834 - Stillwater

District number834

District phone6513518301

High schoolStillwater

SODL flat fee brokerage

$9,000Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,000

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,213/mo

Principal & interest$2,102

Property taxes$383

Home insurance (est.)$133

HOA fees$595

Down payment

$80,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.