Listed at
$344,900
$173/sqft

5992 20th Street

5992 20th Street, Waverly, MN, 55390
3  Bedrooms2  Bathrooms1,994  Square Feet0.5  Acres
Days on market308
Year built1977
Garage spaces3
TypeResidential
Est. $7,347buyer credit when you buy with SODL
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About this home

Looking for country living at an affordable price? Look no further. This well-kept 3 bedroom, 2 bathroom split-level home sits on a half-acre lot and features a 3-stall insulated garage, 10x18 concrete patio, and private septic and well. Inside, the home offers a functional layout with three generous-sized bedrooms and two bathrooms—a half bath on the upper level and a full bath on the lower level. The upper level features an open kitchen and dining area along with a bright living room. The main level provides a spacious family room and the primary bedroom with his-and-her closets. The lowest level includes two additional bedrooms and a mudroom/laundry room with direct access to the concrete patio. Recent updates provide peace of mind, including a new furnace (2018), fresh exterior paint (2021), retaining wall, patio, sidewalk, and landscaping (2022), and updated carpet throughout (2022).Move-in ready with peaceful country views—this home is the perfect blend of space, value, and rural living.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1977
LevelsThree Level Split
Living area1,994 sqft
Above-grade finished1,344 sqft
Below-grade finished650 sqft
Lot size0.5 acres (132x164)
Days on market308
ListedNov 24, 2025
MLS #NST6796313
CountyWright
Parcel #211000073301

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Three Level Split
Garage
3 spaces · 900 sqft
Parking features
Detached Garage, Gravel, Insulated Garage
Patio & porch
Patio
Lot size
0.5 acres
Lot dimensions
132x164

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Concrete, Frame
Foundation
1,344 sqft
Roof
Age Over 8 Years, Architectural Shingle
Year built
1977

Utilities

Water
Well
Sewer
Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel
Propane
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
Howard Lake-Waverly-Winsted

Financial & listing details

Annual tax
$3,134 (2025)
Tax with assessments
3300
Listed
Nov 24, 2025
Days on market
308 · 15 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Partial, Walkout
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesPatio
AccessibilityNone

Exterior & lot

RoofAge Over 8 Years, Architectural Shingle
Foundation area1,344 sqft
Patio/porchPatio
Lot featuresTree Coverage - Light
Road frontageCounty Road, Township, Unpaved Streets
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerMound Septic, Private Sewer, Septic System Compliant - Yes
FuelPropane

Parking & garage

ParkingDetached Garage, Gravel, Insulated Garage
Garage spaces3
Garage size900 sqft

Financial details

Annual taxes$3,134
Tax year2025
Taxes w/ assessments3300
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number1212
District phone3205433521
High schoolHoward Lake-Waverly-Winsted
SODL flat fee brokerage
$7,347Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,347

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,189/mo
Principal & interest$1,813
Property taxes$261
Home insurance (est.)$115
%
$68,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5992 20th Street, Waverly, MN, 55390

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Listing information

MLS #NST6796313
StatusPending
Last updatedDec 12, 2025, 7:39 PM
Originally listedNov 24, 2025, 10:33 AM
Listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.