Does this property have an HOA?

Yes. The HOA fee is $260 per month.

What are the annual property taxes?

Annual property taxes are $246 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 148 days.

Pending

$364,900

$238/sqft

Jewel Third Add

585 Cedar Drive, Lake City, MN, 55041

3 Bedrooms2 Bathrooms1,530 Square Feet0.19 Acres

Days on market148

Year built2025

Garage spaces2

HOA / month$260

TypeResidential

Est. $7,947buyer credit when you buy with SODL

About this home

New Construction with Gorgeous Bluff-Views, just minutes to the Golf Club House & Course. Welcome scenic living in Lake City—where small-town charm meets outdoor adventure on the shores of Lake Pepin. This thoughtfully designed 3-bedroom, 2-bath home offers modern comfort with a spacious, open-concept layout and 9-foot ceilings throughout. The primary suite features a private bath and generous walk-in closet for your everyday retreat. The heart of the home is a chef’s kitchen with sleek stainless steel appliances, quartz countertops, and a center island perfect for casual dining or entertaining. A bright and airy dining area flows seamlessly into the sunroom, where expansive windows showcase breathtaking bluff views—ideal for your morning coffee or peaceful evenings. Step outside to a poured concrete patio that’s perfect for grilling or gathering. The oversized 2-car garage includes a convenient pull-down attic for bonus storage, underground sprinklers and fresh sod complete your move-in ready experience. Located minutes from Lake Pepin, the marina, golf courses, parks, and local shops, this home offers a lifestyle that blends natural beauty with convenience. Schedule your private showing today, experience Living near the Golf Course and near Minnesota's prettiest lakes.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2025

LevelsOne

Living area1,530 sqft

Above-grade finished1,530 sqft

Below-grade finished0 sqft

Lot size0.19 acres (60x123x67x150)

Days on market148

ListedAug 22, 2025

New constructionYes

MLS #NST6776357

CountyWabasha

SubdivisionJewel Third Add

Parcel #R220212600

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Chandelier, Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 2 spaces · 460 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Patio
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,530 sqft
Roof: Age 8 Years or Less
New construction: Yes
Year built: 2025

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Jewel Third Add
HOA: $260/annual
HOA name: Matik Management
HOA phone: 5072160064
HOA includes: Professional Mgmt
School district: Lake City

Financial & listing details

Annual tax: $246 (2025)
Listed: Aug 22, 2025
Days on market: 148 · 328 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryIn Hall, Laundry Closet, Washer Hookup

AppliancesChandelier, Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningBreakfast Bar, Eat In Kitchen, Informal Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, In-Ground Sprinkler, Sun Room, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

RoofAge 8 Years or Less

Foundation area1,530 sqft

Patio/porchPatio

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size460 sqft

Financial details

Annual taxes$246

Tax year2025

Taxes w/ assessments246

Assessment pendingUnknown

HOA fee$260

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2281

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$7,947Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,947

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,320/mo

Principal & interest$1,918

Property taxes$21

Home insurance (est.)$122

HOA fees$260

Down payment

$72,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.