Pending
$214,900
$161/sqft

Cic 856 Otter Creek Add

5655 Otter View Trail, White Bear Lake, MN, 55110
3  Bedrooms2  Bathrooms1,332  Square Feet0.04  Acres
Days on market55
Year built1982
Garage spaces2
HOA / month$210
TypeResidential
Est. $3,447buyer credit when you buy with SODL

About this home

Nestled in a quiet White Bear Lake neighborhood just minutes from downtown, this beautifully updated three-bedroom townhome shines! New flooring throughout, gleaming cabinetry and abundant natural light create a warm, inviting interior ready for your personal touch. The well-designed kitchen features a convenient breakfast bar—perfect for morning coffee or casual meals. Ample storage includes two walk-in closets. Outside, the large refinished deck provides plenty of room for grilling, entertaining or simply relaxing. Enjoy convenient access to parks, lakes, shopping, dining and the many amenities White Bear Lake has to offer. The well-managed HOA features reasonable dues, and rentals are limited to 9 of the community’s 36 units.

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Home facts

Property typeResidential
Property subtype(TH) Quad/4 Corners
Year built1982
LevelsSplit Entry (Bi-Level)
Living area1,332 sqft
Above-grade finished726 sqft
Below-grade finished606 sqft
Lot size0.04 acres (0)
Days on market55
ListedJul 24, 2026
MLS #NST7114994
CountyRamsey
SubdivisionCic 856 Otter Creek Add
Parcel #043022410309

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 360 sqft
Parking features
Detached Garage, Asphalt, Shared Driveway, Insulated Garage
Exterior features
Stone, Vinyl
Pool
None
Fencing
None

Construction

Property type
Residential
Property subtype
(TH) Quad/4 Corners
Foundation
Other · 726 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1982

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Cic 856 Otter Creek Add
HOA
$210/month
HOA name
Advantage Townhome
HOA phone
6514292223
HOA includes
Building Exterior, Hazard Insurance, Lawn Care, Maintenance Grounds, Parking, Professional Mgmt, Sanitation
School district
624 - White Bear Lake

Financial & listing details

Annual tax
$3,202 (2026)
Tax with assessments
3062
Listed
Jul 24, 2026
Days on market
55
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesDeck, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationOther
Foundation area726 sqft
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Shared Driveway, Insulated Garage
Garage spaces2
Garage size360 sqft

Financial details

Annual taxes$3,202
Tax year2026
Taxes w/ assessments3062
Assessment pendingNo
HOA fee$210
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$3,447Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,447

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,678/mo
Principal & interest$1,129
Property taxes$267
Home insurance (est.)$72
HOA fees$210
%
$42,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5655 Otter View Trail, White Bear Lake, MN, 55110

Listing information

MLS #NST7114994
StatusPending
Last updatedSep 29, 2026, 1:37 AM
Originally listedJul 24, 2026, 9:24 AM
Listing officeSavvy Avenue, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.