Terrace Hills 2
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About this home
Nestled on over an acre in the highly desirable Garden Hills neighborhood, this beautifully maintained walkout rambler offers the perfect blend of privacy, comfort, and stunning countryside views. Built in 2004, the home features 5 bedrooms, 3 bathrooms, and an inviting layout designed for both everyday living and entertaining. Soaring ceilings, granite countertops, and large windows fill the home with natural light while showcasing the peaceful setting that surrounds the property. From the front, enjoy miles of scenic views, while the backyard feels like your own private park with mature landscaping and exceptional privacy. The spacious lower level provides additional living space, making it ideal for hosting family and friends, while the attached 3-stall garage offers plenty of room for vehicles, storage, and hobbies. Whether you're enjoying a quiet morning coffee overlooking the countryside or relaxing in the serene backyard setting, this property offers the best of both worlds — country-style living with convenient access to St. Cloud amenities. If you've been searching for space, privacy, and a home that's been thoughtfully designed for comfortable living, this Garden Hills gem is one you won't want to miss.
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Home facts
Facts & features
Interior
- Bedrooms
- 5
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 7 spaces · 784 sqft
- Parking features
- Attached Garage, Detached Garage, Gravel, Asphalt, Garage Door Opener, Heated Garage
- Exterior features
- Vinyl
- Other structures
- Garage(s), Workshop
- Lot size
- 1.16 acres
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,772 sqft
- Roof
- Asphalt, Pitched
- Year built
- 2004
Utilities
- Water
- Well
- Sewer
- Private Sewer
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Terrace Hills 2
- HOA
- No HOA
- School district
- 742 - St. Cloud
- High school district
- St. Cloud
Financial & listing details
- Annual tax
- $4,754 (2026)
- Tax with assessments
- 4762
- Listed
- May 28, 2026
- Days on market
- 54 · 16 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
5638 Garden Hills Lane, Saint Cloud, MN, 56301
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
