Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,381 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 87 days.

Pending

$395,000

$226/sqft

5610 Spencer Brook Drive

5610 Spencer Brook Drive, Cambridge, MN, 55008

4 Bedrooms2 Bathrooms1,750 Square Feet4.47 Acres

Days on market87

Year built1971

Garage spaces2

TypeResidential

Est. $8,850buyer credit when you buy with SODL

About this home

Completely remodeled home offering the perfect blend of modern updates and country charm! This beautiful split-level features a brand-new kitchen with high-end fixtures, sleek cabinetry, and quality appliances. Enjoy new flooring throughout, fully updated bathrooms, and refreshed utilities where needed for peace of mind. With four spacious bedrooms and an additional bonus room in the lower level, there's plenty of space for family, guests, or your creative touch. Nestled on 4.47 scenic acres, the property includes a circle driveway, two-car garage, large deck with a three-season room, and plenty of outdoor space ideal for horses, chickens, or hobby farming. Surrounded by maple and mature trees, this property offers privacy, beauty, and endless possibilities just minutes from town!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1971

LevelsSplit Entry (Bi-Level)

Living area1,750 sqft

Above-grade finished875 sqft

Below-grade finished875 sqft

Lot size4.47 acres (361x858x92x372)

Days on market87

ListedDec 1, 2025

MLS #NST6814927

CountyIsanti

Parcel #090141500

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener
Patio & porch: Deck
Other structures: Chicken Coop/Barn, Other, Screenhouse
Lot size: 4.47 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Concrete, Frame
Foundation: 875 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1971

Utilities

Water: Drilled, Well
Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel: Propane
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

HOA: No HOA
School district: Cambridge-Isanti

Financial & listing details

Annual tax: $2,381 (2025)
Tax with assessments: 2386
Listed: Dec 1, 2025
Days on market: 87
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Finished, Full, Concrete, Sump Basket, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Laundry Room

AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Local Area Network, Paneled Doors

AccessibilityNone

Special featuresRehabbed, Renovated

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle

Foundation area875 sqft

Patio/porchDeck

Lot featuresIrregular Lot, Tree Coverage - Medium

Road frontageCounty Road, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerMound Septic, Private Sewer, Septic System Compliant - Yes

FuelPropane

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,381

Tax year2025

Taxes w/ assessments2386

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2334

District phone7636896188

High schoolCambridge-Isanti

SODL flat fee brokerage

$8,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,406/mo

Principal & interest$2,076

Property taxes$198

Home insurance (est.)$132

Down payment

$79,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.