Does this property have an HOA?

Yes. The HOA fee is $225 per month.

What are the annual property taxes?

Annual property taxes are $3,724 (2026).

What school district is this property in?

This property is in the 2687 - Howard Lake-Waverly-Winsted school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 151 days.

Listed at

$349,900

$221/sqft

Howard Lake Homes Association Co

5538 County Road 6, Howard Lake, MN, 55349

1 Bedrooms2 Bathrooms1,584 Square Feet0.02 Acres

Days on market151

Year built2001

Garage spaces2

HOA / month$225

TypeResidential

Est. $7,497buyer credit when you buy with SODL

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About this home

Experience the perfect blend of comfort and lakeside serenity in this impeccably maintained side-by-side townhome situated on the shores of Howard Lake. This home offers a lifestyle of ease with comprehensive association-provided maintenance and shared amenities, including access to a shared dock for summer recreation. The interior features gorgeous natural woodwork throughout, adding warmth and character to the functional one-bedroom, two-bathroom layout. Enjoy picturesque lake views from the main level, the private deck, and the walkout patio, or retreat to the spacious lower-level family room anchored by a cozy gas fireplace. Completing the property is a double-deep garage that provides ample space for vehicles and additional storage. This property’s low-maintenance lifestyle and prime lakeside location also make it an excellent opportunity for use as a rental property.

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2001

LevelsOne

Living area1,584 sqft

Above-grade finished912 sqft

Below-grade finished672 sqft

Lot size0.02 acres (0.0208)

Days on market151

ListedApr 28, 2026

MLS #NST7061105

CountyWright

SubdivisionHoward Lake Homes Association Co

Parcel #109060000020

Facts & features

Interior

Bedrooms: 1
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 40x13 · 520 sqft
Parking features: Detached Garage, Asphalt, Tandem Garage
Patio & porch: Deck, Patio
Exterior features: Vinyl
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Foundation: Block · 868 sqft
Year built: 2001

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Howard Lake Homes Association Co
HOA: $225/month
HOA name: Howard Lake Homes
HOA phone: 7634382711
HOA includes: Beach Access, Dock, Hazard Insurance, Lawn Care, Maintenance Grounds, Snow Removal
HOA amenities: Boat Slip, Dock

Financial & listing details

Annual tax: $3,724 (2026)
Listed: Apr 28, 2026
Days on market: 151
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Sink

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Main Floor Primary Bedroom, Natural Woodwork, Patio, Boat Slip, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

FoundationBlock

Foundation area868 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Light

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Tandem Garage

Garage spaces2

Garage size520 sqft

Financial details

Annual taxes$3,724

Tax year2026

Taxes w/ assessments3724

Assessment pendingUnknown

HOA fee$225

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2687 - Howard Lake-Waverly-Winsted

District number2687

District phone3205433521

High schoolHoward Lake-Waverly-Winsted

SODL flat fee brokerage

$7,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,491/mo

Principal & interest$1,839

Property taxes$310

Home insurance (est.)$117

HOA fees$225

Down payment

$69,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.