Does this property have an HOA?

Yes. The HOA fee is $175 per month.

What are the annual property taxes?

Annual property taxes are $6,328 (2026).

What school district is this property in?

This property is in the 277 - Westonka school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 6 days.

Sold / Closed

$879,900

Sold price · Closed Jun 30, 2026

$286/sqft

Ridgewood Cove

5535 Ridgewood Cove, Minnetrista, MN, 55364

4 Bedrooms4 Bathrooms3,072 Square Feet0.78 Acres

Days on market6

Year built1976

Garage spaces3

HOA / month$175

TypeResidential

Est. $23,397buyer credit when you buy with SODL

About this home

Welcome to this unique offering which includes the combination of a quality-built, updated home on a spacious ¾-acre lot in a mature neighborhood and a deeded dock on Lake Minnetonka’s Jennings Bay – perfectly timed for summer boating. The home welcomes you with a grand double-door entry and features soaring ceilings and thoughtfully updated living spaces throughout. The fully renovated kitchen is a standout, offering stainless steel appliances, center island, breakfast bar, wine fridge, reverse osmosis system, and updated flooring. It flows seamlessly between a cozy sitting room with wood burning fireplace and the dining room. Three spacious bedrooms on the upper level, including a private primary with a walk-through closet and ¾ private bathroom. The finished lower level expands your living space with a family room, flex room, fourth bedroom, ¾ bath, extra storage and a convenient pet washing station with a dedicated stairway connecting directly to the garage for convenience. Enjoy indoor-outdoor living with multiple main-level access points to the screened porch and deck, highlighted by your very own "Bear & Birds" a unique custom wood carving detail. Extensive updates and improvements have been completed since 2020 (see supplements for full details). New permanent docks installed in 2024. Ideally located near Westonka schools and within minutes to shopping, restaurants, parks, and trails. This property offers a unique opportunity to enjoy the best of Minnesota living – privacy, space, nature and effortless access to Lake Minnetonka.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1976

LevelsTwo

Living area3,072 sqft

Above-grade finished2,092 sqft

Below-grade finished980 sqft

Lot size0.78 acres (200 x 170)

Days on market6

ListedApr 30, 2026

MLS #NST7060022

CountyHennepin

SubdivisionRidgewood Cove

Parcel #1211724230023

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 1 full / 2 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Cooktop, Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Water Filtration System, Water Osmosis System, Iron Filter, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories: Two
Garage: 3 spaces · 972 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Composite Decking, Deck, Front Porch, Rear Porch, Screened
Exterior features: Wood
Fencing: Invisible

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,303 sqft
Roof: Asphalt
Year built: 1976

Utilities

Water: Well
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Ridgewood Cove
HOA: $175/annual
HOA name: Ridgewood Cove Property Owners Association
HOA phone: 6128347015
HOA includes: Dock, Lawn Care, Shared Amenities
School district: 277 - Westonka

Financial & listing details

Annual tax: $6,328 (2026)
Listed: Apr 30, 2026
Days on market: 6
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths1

3/4 baths2

Half baths1

1/4 baths0

BasementDrain Tiled, Egress Window(s), Finished, Full, Other, Storage Space, Sump Pump, Tile Shower

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryGas Dryer Hookup, Laundry Closet, Main Level, Sink

AppliancesCooktop, Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Water Filtration System, Water Osmosis System, Iron Filter, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned, Wine Cooler

DiningBreakfast Bar, Informal Dining Room

AmenitiesDeck, Dock, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, Security System, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationBlock

Foundation area1,303 sqft

Patio/porchComposite Decking, Deck, Front Porch, Rear Porch, Screened

Lot featuresTree Coverage - Medium, Underground Utilities

Road frontageCity Street, Cul De Sac, No Outlet/Dead End, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size972 sqft

Financial details

Annual taxes$6,328

Tax year2026

Taxes w/ assessments6328

Assessment pendingNo

HOA fee$175

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District277 - Westonka

District number277

District phone9524918001

High schoolWestonka

SODL flat fee brokerage

$23,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $23,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,620/mo

Principal & interest$4,624

Property taxes$527

Home insurance (est.)$293

HOA fees$175

Down payment

$175,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.