Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,918 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 274 days.

No photos available

Listed at

$340,000

$225/sqft

Cardinal Hills 4th Add

5480 Mallard Lane, Monticello, MN, 55362

2 Bedrooms2 Bathrooms1,512 Square Feet0.302 Acres

Days on market274

Year built1997

Garage spaces3

TypeResidential

Est. $7,200buyer credit when you buy with SODL

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About this home

Welcome to 5480 Mallard Lane, A Modern Retreat with Serene Pond Views! Step into this beautifully renovated Monticello home where style, comfort, and functionality meet. From the moment you arrive, you’ll notice the attention to detail with a brand-new roof and siding, fresh landscaping, and inviting curb appeal. The spacious layout offers open-concept living with light-filled areas, tasteful finishes, and a seamless flow from the kitchen to the dining and living spaces, all overlooking your tranquil backyard. Upstairs, the renovated bathrooms feature modern design and new fixtures, while the generous bedrooms provide comfort for everyone. Enjoy an oversized three-car garage, perfect for vehicles, storage, or hobbies. Step outside to your private backyard oasis with peaceful pond views ideal for morning coffee or summer gatherings. Conveniently located near schools, parks, trails, and local amenities, this move-in-ready home perfectly blends modern upgrades with everyday comfort. Don’t miss your chance to make it yours!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1997

LevelsOne

Living area1,512 sqft

Above-grade finished864 sqft

Below-grade finished648 sqft

Lot size0.302 acres (184 x 80 x 144 x 90)

Days on market274

ListedDec 29, 2025

MLS #NST7003041

CountyWright

SubdivisionCardinal Hills 4th Add

Parcel #155082002150

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 484 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Porch
Pool: None
Waterfront: Pond

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 864 sqft
Roof: Architectural Shingle
Year built: 1997

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Cardinal Hills 4th Add
HOA: No HOA
School district: Monticello

Financial & listing details

Annual tax: $2,918 (2025)
Listed: Dec 29, 2025
Days on market: 274 · 52 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFinished, Full, Partially Finished, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesKitchen Window, Main Floor Primary Bedroom, Porch, Tile Floors

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

RoofArchitectural Shingle

Foundation area864 sqft

Patio/porchPorch

Lot featuresIrregular Lot

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size484 sqft

Financial details

Annual taxes$2,918

Tax year2025

Taxes w/ assessments2918

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2318

District phone7632722000

High schoolMonticello

SODL flat fee brokerage

$7,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,143/mo

Principal & interest$1,787

Property taxes$243

Home insurance (est.)$113

Down payment

$68,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.