Pending
$197,000
$139/sqft

Hadley & Dynes

540 E Vine Street, Owatonna, MN, 55060
3  Bedrooms2  Bathrooms1,413  Square Feet0.22  Acres
Days on market32
Year built1900
Garage spaces2
TypeResidential
Est. $2,910buyer credit when you buy with SODL

About this home

Not every home has to be fully updated to be the right home. If you've been searching for an affordable, move-in ready property with the opportunity to make it your own over time, this is one to see. This 3BD/ 2BA home features stainless steel appliances, a comfortable layout, a heated two-stall garage, and a deck overlooking a partially fenced backyard. Located in the heart of Owatonna with convenient access to downtown, parks, shopping, dining, and everyday amenities, you'll enjoy the location as much as the potential. Move in, settle in, and update at your own pace while building equity along the way. Opportunities like this don't come around often. Schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1900
LevelsTwo
Living area1,413 sqft
Above-grade finished1,413 sqft
Below-grade finished0 sqft
Lot size0.22 acres (68x68)
Days on market32
ListedAug 6, 2026
MLS #NST7121529
CountySteele
SubdivisionHadley & Dynes
Parcel #171210118

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
2 spaces · 735 sqft
Parking features
Detached Garage, Finished Garage, Garage Door Opener, Gravel, Heated Garage, Insulated Garage
Exterior features
Vinyl
Fencing
Chain Link
Lot size
0.22 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Brick/Mortar · 546 sqft
Year built
1900

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Hadley & Dynes
HOA
No HOA
School district
761 - Owatonna
High school district
Owatonna

Financial & listing details

Annual tax
$3,136 (2026)
Tax with assessments
3200
Listed
Aug 6, 2026
Days on market
32
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDrain Tiled, Partial, Unfinished
HeatingForced Air
CoolingCentral Air
AppliancesCooktop, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Eat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window
AccessibilityNone

Exterior & lot

ExteriorVinyl
FoundationBrick/Mortar
Foundation area546 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Finished Garage, Garage Door Opener, Gravel, Heated Garage, Insulated Garage
Garage spaces2
Garage size735 sqft

Financial details

Annual taxes$3,136
Tax year2026
Taxes w/ assessments3200
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District761 - Owatonna
District number761
District phone5074448610
High schoolOwatonna
SODL flat fee brokerage
$2,910Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,910

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,362/mo
Principal & interest$1,035
Property taxes$261
Home insurance (est.)$66
%
$39,400
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

540 E Vine Street, Owatonna, MN, 55060

Listing information

MLS #NST7121529
StatusPending
Last updatedSep 8, 2026, 12:08 AM
Originally listedAug 6, 2026, 9:15 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.