Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,226 (2026).

What school district is this property in?

This property is in the 423 - Hutchinson school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 85 days.

Listed at

$227,000

$167/sqft

540 Main Street

540 Main Street, Hutchinson, MN, 55350

4 Bedrooms2 Bathrooms1,361 Square Feet

Days on market85

Year built1931

Garage spaces1

TypeResidential

Est. $3,810buyer credit when you buy with SODL

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About this home

Spacious 4-Bedroom Home with Updates & Convenient Location. Welcome to this well-maintained 4-bedroom, 1.5-bath home offering a great combination of space, character, and recent updates. Featuring hardwood floors on the main level, this property provides a warm and inviting atmosphere. Enjoy peace of mind with newer siding and windows, adding both efficiency and curb appeal. The home is conveniently situated on a frontage road, offering easy access for commuting while still maintaining a comfortable residential feel. Outside, you’ll find a partially fenced yard, perfect for pets, play, or outdoor entertaining. The detached oversized 1-stall garage provides ample room for parking, storage, or a workshop. This home is a fantastic opportunity for buyers looking for space, updates, and convenience all in one!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1931

LevelsOne and One Half

Living area1,361 sqft

Above-grade finished1,361 sqft

Below-grade finished0 sqft

Lot size0 acres (63x197x47x176)

Days on market85

ListedApr 17, 2026

MLS #NST7048566

CountyMcLeod

Parcel #230650020

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 1 space · 247 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener
Exterior features: Steel Siding
Fencing: Chain Link, Partial, Wood
Lot dimensions: 63x197x47x176

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 8 ft+ Pour · 884 sqft
Roof: Age Over 8 Years
Year built: 1931

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 423 - Hutchinson
High school district: Hutchinson

Financial & listing details

Annual tax: $2,226 (2026)
Listed: Apr 17, 2026
Days on market: 85 · 30 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementFull, Concrete, Sump Pump

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room

AmenitiesHardwood Floors

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorSteel Siding

RoofAge Over 8 Years

Foundation8 ft+ Pour

Foundation area884 sqft

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener

Garage spaces1

Garage size247 sqft

Financial details

Annual taxes$2,226

Tax year2026

Taxes w/ assessments2226

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District423 - Hutchinson

District number423

District phone3205872860

High schoolHutchinson

SODL flat fee brokerage

$3,810Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,810

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,454/mo

Principal & interest$1,193

Property taxes$186

Home insurance (est.)$76

Down payment

$45,400

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.