Does this property have an HOA?

Yes. The HOA fee is $240 per month.

What are the annual property taxes?

Annual property taxes are $3,086 (2025).

What school district is this property in?

This property is in the 2905 - Tri-City United school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 2 days.

Sold / Closed

$245,000

Sold price · Closed Apr 30, 2026

$179/sqft

Welco West 3rd Sub-Div

538 4th Street, Montgomery, MN, 56069

2 Bedrooms2 Bathrooms1,365 Square Feet0.145 Acres

Days on market2

Year built1996

Garage spaces2

HOA / month$240

TypeResidential

Est. $4,350buyer credit when you buy with SODL

About this home

Well-kept, one-level, two-bedroom end unit townhome is the perfect blend of comfort and practicality. Major updates are already done; HVAC 2025, Water Softener 2024 and Water Heater 2021. Cozy up by the fireplace in the inviting living space with vaulted ceilings or step out to the patio to unwind. Both bedrooms are spacious with walk-in closets, including a private primary suite. Second bathroom is equally spacious, making this home a great setup for roommates, older siblings, or multi-generational living.

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built1996

LevelsOne

Living area1,365 sqft

Above-grade finished1,365 sqft

Below-grade finished0 sqft

Lot size0.145 acres (52x122)

Days on market2

ListedMar 30, 2026

MLS #NST7044485

CountyLe Sueur

SubdivisionWelco West 3rd Sub-Div

Parcel #227430090

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s), Zoned
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 440 sqft
Parking features: Attached Garage, Concrete, Finished Garage, Garage Door Opener
Patio & porch: Patio
Exterior features: Vinyl
Fencing: Partial, Privacy

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Foundation: Slab · 1,365 sqft
Year built: 1996

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Welco West 3rd Sub-Div
HOA: $240/month
HOA name: Welco West 5th Townhome Assocation
HOA phone: 6122455715
HOA includes: Hazard Insurance, Lawn Care, Maintenance Grounds, Snow Removal
School district: 2905 - Tri-City United

Financial & listing details

Annual tax: $3,086 (2025)
Tax with assessments: 3104
Listed: Mar 30, 2026
Days on market: 2
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air, Fireplace(s), Zoned

CoolingCentral Air

Fireplaces1

LaundryIn Unit

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityGrab Bars In Bathroom, No Stairs External, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Laundry

Exterior & lot

ExteriorVinyl

FoundationSlab

Foundation area1,365 sqft

Patio/porchPatio

Road frontagePrivate Road

Road responsibilityAssociation Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$3,086

Tax year2025

Taxes w/ assessments3104

Assessment pendingNo

HOA fee$240

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2905 - Tri-City United

District number2905

District phone5073648100

High schoolTri-City United

SODL flat fee brokerage

$4,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,866/mo

Principal & interest$1,288

Property taxes$257

Home insurance (est.)$82

HOA fees$240

Down payment

$49,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.