Listed at
$724,900
$200/sqft

5365 92nd Street

5365 92nd Street, Clear Lake, MN, 55319
5  Bedrooms4  Bathrooms3,622  Square Feet17.96  Acres
Days on market69
Year built1979
Garage spaces2
TypeResidential
Est. $18,747buyer credit when you buy with SODL
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About this home

An exceptional opportunity to own a prime riverfront estate. Set on nearly 18 acres along the banks of the Mississippi River, this property offers a rare blend of privacy and natural beauty! A long, private drive leads to the home, creating a strong sense of arrival and retreat. Enjoy outstanding fishing and abundant wildlife right outside your door, making this an outdoor enthusiast’s dream! Multiple outbuildings provide excellent flexibility for hobby farming, small business use, or storage. Whether you envision livestock, a self-sustaining homestead, or simply space to roam, this property brings endless possibilities!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1979
LevelsFour or More Level Split
Living area3,622 sqft
Above-grade finished1,915 sqft
Below-grade finished1,707 sqft
Lot size17.96 acres (1488 x 995 x 507 x 1516)
Days on market69
ListedJan 9, 2026
MLS #NST7006765
CountySherburne
Parcel #202154100

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Baseboard, Other, Radiant, Zoned
Cooling
Wall Unit(s)
Appliances
Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator

Property

Levels / stories
Four or More Level Split
Garage
2 spaces · 1,647 sqft
Parking features
Attached Garage, Detached Garage, Gravel, Asphalt, Garage Door Opener, Insulated Garage, Multiple Garages
Patio & porch
Covered, Deck, Enclosed, Rear Porch, Screened
Exterior features
Stone, Cement Board
Other structures
Garage(s), Barn(s), Grain Bin, Shed(s), Meat Shed, Other, Pole Building, Root Cellar, Workshop, Silo, Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,832 sqft
Roof
Asphalt
Year built
1979

Utilities

Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Electric, Propane

Community & HOA

HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$5,440 (2025)
Tax with assessments
5124
Listed
Jan 9, 2026
Days on market
69 · 48 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementFinished, Full, Concrete, Walkout
HeatingBaseboard, Other, Radiant, Zoned
CoolingWall Unit(s)
Fireplaces2
LaundryIn Basement
AppliancesDishwasher, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator
DiningInformal Dining Room, Kitchen/Dining Room, Separate/Formal Dining Room
AmenitiesDeck, Intercom System, Kitchen Window, Natural Woodwork, Patio, Porch, Panoramic View, Tile Floors
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorStone, Cement Board
RoofAsphalt
FoundationBlock
Foundation area1,832 sqft
Patio/porchCovered, Deck, Enclosed, Rear Porch, Screened
Road frontageTownship
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel, Asphalt, Garage Door Opener, Insulated Garage, Multiple Garages
Garage spaces2
Garage size1,647 sqft

Financial details

Annual taxes$5,440
Tax year2025
Taxes w/ assessments5124
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$18,747Estimated buyer credit
SODL platform fee $3,000Your buyer credit $18,747

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,505/mo
Principal & interest$3,810
Property taxes$453
Home insurance (est.)$242
%
$144,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5365 92nd Street, Clear Lake, MN, 55319

Listing information

MLS #NST7006765
StatusClosed
Last updatedSep 23, 2026, 6:47 PM
Originally listedJan 9, 2026, 8:57 AM
Listing officeLuke Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.