Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,608 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 22 days.

Listed at

$425,000

$320/sqft

Hi-Lo Park

5362 114th Avenue, Clear Lake, MN, 55319

3 Bedrooms1 Bathroom1,330 Square Feet0.82 Acres

Days on market22

Year built1948

Garage spaces2

TypeResidential

Est. $9,750buyer credit when you buy with SODL

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About this home

Welcome to your own seasonal retreat on beautiful Rush Lake in Cedar Lake! This charming 3-bedroom, 1-bathroom lake home offers the perfect opportunity to enjoy waterfront living throughout the spring, summer, and fall. Massive windows fill the home with natural light while showcasing beautiful lake views and stunning sunsets from the main living area. Beautiful woodwork adds warmth and timeless character, while the cozy fireplace creates the perfect gathering spot after a day on the water. The kitchen features quartz countertops, a breakfast bar, and 2025 stainless steel appliances, with LVP flooring throughout the kitchen, bathroom, and main living area. Step outside to experience the true highlight of the property—Rush Lake! A maintenance-free deck and stairs lead to the water and private dock, offering easy access to boating, swimming, and fishing. The shoreline directly in front of the home and extending roughly a half-dozen houses in either direction features some of the best sand and hard-bottom shoreline on the Briggs Lake Chain. Enjoy awesome walleye, crappie, and bass fishing, beautiful sunsets, and all the fun that lake life brings. There's always something to look forward to, including the amazing 4th of July fireworks over the lake, boat parade, and water ski shows visible from the cabin most nights. A fully fenced-in area, including the patio, is perfect for pet owners, while the low-maintenance yard gives you more time to enjoy the lake. With incredible natural light, beautiful craftsmanship, updated finishes, fantastic shoreline, and direct lake access, this charming seasonal retreat is ready to create years of unforgettable lake memories!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1948

LevelsOne

Living area1,330 sqft

Above-grade finished1,330 sqft

Below-grade finished0 sqft

Lot size0.82 acres (101x327x100x327)

Days on market22

ListedAug 12, 2026

MLS #NST7124565

CountySherburne

SubdivisionHi-Lo Park

Parcel #40004120220

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard, Fireplace(s)
Cooling: Wall Unit(s)
Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: One
Garage: 2 spaces · 400 sqft
Parking features: Detached Garage, Gravel, Asphalt, Electric, Garage Door Opener
Patio & porch: Composite Decking, Deck, Patio
Exterior features: Wood
Fencing: Other

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Other · 1,330 sqft
Roof: Architectural Shingle
Year built: 1948

Utilities

Water: Well
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Electric
Electric: Circuit Breakers

Community & HOA

Subdivision: Hi-Lo Park
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,608 (2025)
Listed: Aug 12, 2026
Days on market: 22 · 15 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard, Fireplace(s)

CoolingWall Unit(s)

Fireplaces1

LaundryNone

AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View, Skylight, Vaulted Ceiling(s)

AccessibilityNone

Exterior & lot

ExteriorWood

RoofArchitectural Shingle

FoundationOther

Foundation area1,330 sqft

Patio/porchComposite Decking, Deck, Patio

Lot featuresAccessible Shoreline, Tree Coverage - Heavy

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelElectric

Parking & garage

ParkingDetached Garage, Gravel, Asphalt, Electric, Garage Door Opener

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$2,608

Tax year2025

Taxes w/ assessments2608

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$9,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,593/mo

Principal & interest$2,234

Property taxes$217

Home insurance (est.)$142

Down payment

$85,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.