Does this property have an HOA?

Yes. The HOA fee is $162 per month.

What are the annual property taxes?

Annual property taxes are $4,418 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 71 days.

Listed at

$399,900

$209/sqft

Graceview Estates

530 Graceview Loop, Saint Joseph, MN, 56374

3 Bedrooms2 Bathrooms1,912 Square Feet0.09 Acres

Days on market71

Year built2022

Garage spaces2

HOA / month$162

TypeResidential

Est. $8,997buyer credit when you buy with SODL

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About this home

Nestled in the highly sought-after Graceview Estates, this beautifully maintained patio home offers low-maintenance living tailored for comfort and ease. Modern vinyl plank flooring, Thermotech windows, and vaulted ceilings, the home feels both bright and inviting with tons of natural sunlight. The spacious kitchen features Cambria countertops, a large center island with prep sink, and seamless connection to the dedicated dining area. A versatile 3rd bedroom with custom built-in desk for a library, crafting or hobby space. The generous primary suite provides a large walk-in shower and walk-in closet. Enjoy main floor laundry with abundant storage, plus a covered patio complete with ceiling fan & lighting—ideal for relaxing summer nights. Steel siding, high-efficiency furnace/AC.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2022

LevelsOne

Living area1,912 sqft

Above-grade finished1,912 sqft

Below-grade finished0 sqft

Lot size0.09 acres (50x77)

Days on market71

ListedMar 31, 2026

MLS #NST7034259

CountyStearns

SubdivisionGraceview Estates

Parcel #84535330027

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air, Heat Pump
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 22x24 · 528 sqft
Parking features: Attached Garage, Concrete, Insulated Garage
Patio & porch: Covered, Front Porch
Exterior features: Steel Siding
Lot size: 0.09 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Slab · 1,912 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2022

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Graceview Estates
HOA: $162/month
HOA name: Granite City Real Estate
HOA phone: 3202530003
HOA includes: Lawn Care, Professional Mgmt, Snow Removal
School district: 742 - St. Cloud

Financial & listing details

Annual tax: $4,418 (2025)
Tax with assessments: 4426
Listed: Mar 31, 2026
Days on market: 71 · 59 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air, Heat Pump

LaundryMain Level

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AccessibilityDoors 36"+, Fully Wheelchair, Grab Bars In Bathroom, Hallways 42"+, No Stairs External, No Stairs Internal, Roll-In Shower

Special featuresAll Living Facilities on One Level

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area1,912 sqft

Patio/porchCovered, Front Porch

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Insulated Garage

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$4,418

Tax year2025

Taxes w/ assessments4426

Assessment pendingYes

HOA fee$162

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$8,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,765/mo

Principal & interest$2,102

Property taxes$368

Home insurance (est.)$133

HOA fees$162

Down payment

$79,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.