Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $0 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 71 days.

Sold / Closed

$135,900

Sold price · Closed Jun 26, 2026

$101/sqft

529 10th Avenue N

529 10th Avenue N, Saint Cloud, MN, 56303

3 Bedrooms2 Bathrooms1,432 Square Feet0.15 Acres

Days on market71

Year built1890

Garage spaces2

TypeResidential

Est. $1,347buyer credit when you buy with SODL

About this home

Step into timeless character with this beautiful 3-bedroom, 2-bath home, ideally located in the heart of the city—just minutes from everything you need. This inviting property features a spacious living room and a formal dining room, perfect for entertaining or everyday comfort. You'll appreciate the functionality of the space. Enjoy peace of mind with updated roof and windows, blending historic charm with modern improvements. Relax on the welcoming screened front porch or unwind in the private screened gazebo—ideal for enjoying the outdoors in comfort. The fully fenced backyard offers privacy and space for pets, play, or gardening. Additional highlights include a 2-stall garage and a layout full of warmth and character throughout.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1890

LevelsOne and One Half

Living area1,432 sqft

Above-grade finished1,432 sqft

Below-grade finished0 sqft

Lot size0.15 acres (67x100x67x100)

Days on market71

ListedMar 20, 2026

MLS #NST7040223

CountyStearns

Parcel #82519180000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Refrigerator

Property

Levels / stories: One and One Half
Garage: 2 spaces · 504 sqft
Parking features: Detached Garage, Asphalt
Patio & porch: Enclosed, Front Porch
Exterior features: Aluminum Siding
Fencing: Chain Link, Other, Wire

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: Combination · 1,000 sqft
Roof: Age 8 Years or Less
Year built: 1890

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $0 (2025)
Tax with assessments: 8
Listed: Mar 20, 2026
Days on market: 71
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementFull, Concrete, Storage Space, Unfinished

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Refrigerator

DiningInformal Dining Room

AccessibilityNone

Exterior & lot

ExteriorAluminum Siding

RoofAge 8 Years or Less

FoundationCombination

Foundation area1,000 sqft

Patio/porchEnclosed, Front Porch

Lot featuresPublic Transit (w/in 6 blks), Corner Lot, Tree Coverage - Light

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Asphalt

Garage spaces2

Garage size504 sqft

Financial details

Annual taxes$0

Tax year2025

Taxes w/ assessments8

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$1,347Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,347

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$955/mo

Principal & interest$762

Property taxes (est.)$145

Home insurance (est.)$48

Down payment

$28,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.