Does this property have an HOA?

Yes. The HOA fee is $100 per month.

What are the annual property taxes?

Annual property taxes are $2,396 (2026).

What school district is this property in?

This property is in the 345 - New London-Spicer school district.

How long has this property been on the market?

This property has been listed for 229 days.

Listed at

$199,898

$303/sqft

Willow Bay Residence

5288 132nd Avenue #C7, Spicer, MN, 56288

2 Bedrooms1 Bathroom660 Square Feet0.03 Acres

Days on market229

Year built1950

ParkingAssigned

HOA / month$100

TypeResidential

Est. $2,997buyer credit when you buy with SODL

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About this home

Welcome to effortless lake living at its finest! This charming seasonal cabin is located within the desirable Willow Bay Resort on beautiful Nest Lake, known for its excellent fishing, boating, recreation, and swimming. Just show up and relax . . . everything is ready for you! This move-in ready retreat features a spacious deck with stunning lake views, a newly remodeled bathroom, brand new water heater (2026) and an updated kitchen designed for comfort and convenience. Already operating as a successful Airbnb, the property comes with established income potential and a steady clientele, perfect for those looking to invest or simply enjoy while offsetting ownership costs. Willow Bay Resort offers fantastic amenities including boat slips, a swimming beach, a fish cleaning station, and green space for outdoor fun. Conveniently located just one hour from St. Cloud and 90 minutes from the Twin Cities, this is the ideal getaway without the long drive. Don’t miss your chance to own a slice of lakeside paradise!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne

Living area660 sqft

Above-grade finished660 sqft

Below-grade finished0 sqft

Lot size0.03 acres (38 x 35)

Days on market229

ListedFeb 12, 2026

MLS #NST7019348

CountyKandiyohi

SubdivisionWillow Bay Residence

Parcel #278160070

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 3/4
Heating: Baseboard
Cooling: Wall Unit(s)
Appliances: Electric Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories: One
Parking features: Assigned, Guest Parking, Open
Patio & porch: Deck
Exterior features: Vinyl, Wood
Pool: None
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Slab · 660 sqft
Roof: Asphalt
Year built: 1950

Utilities

Water: Shared System
Sewer: City Sewer/Connected
Fuel: Electric
Electric: Circuit Breakers

Community & HOA

Subdivision: Willow Bay Residence
HOA: $100/month
HOA name: Willow Bay Resort LLC
HOA phone: 5073271039
HOA includes: Beach Access, Hazard Insurance, Lawn Care, Professional Mgmt, Sanitation, Shared Amenities
HOA amenities: Beach

Financial & listing details

Annual tax: $2,396 (2026)
Listed: Feb 12, 2026
Days on market: 229 · 115 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths0

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingBaseboard

CoolingWall Unit(s)

AppliancesElectric Water Heater, Microwave, Range, Refrigerator

AmenitiesDeck, Main Floor Primary Bedroom

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl, Wood

RoofAsphalt

FoundationSlab

Foundation area660 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline

ZoningResidential-Single Family

Utilities

Water sourceShared System

SewerCity Sewer/Connected

FuelElectric

Parking & garage

ParkingAssigned, Guest Parking, Open

Garage spaces0

Financial details

Annual taxes$2,396

Tax year2026

Taxes w/ assessments2396

Assessment pendingNo

HOA fee$100

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District345 - New London-Spicer

District number345

District phone3203542252

High schoolNew London-Spicer

SODL flat fee brokerage

$2,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,417/mo

Principal & interest$1,051

Property taxes$200

Home insurance (est.)$67

HOA fees$100

Down payment

$39,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.