Pending
$215,400
$133/sqft

St Cloud Park

525 4th Avenue NE, Saint Cloud, MN, 56304
3  Bedrooms2  Bathrooms1,620  Square Feet0.142  Acres
Days on market94
Year built1958
Garage spaces2
TypeResidential
Est. $3,462buyer credit when you buy with SODL

About this home

Motivated Seller! Assume Seller’s 3% interest rate and purchase with a low monthly payment! New roof on house and garage in 2024! Discover the perfect blend of charm and potential in this delightful 1 1/2 story home, ideal for first-time buyers or growing families. With two cozy bedrooms on the main level, the third bedroom is a spacious upper-level retreat that serves as a private oasis, this home is tailored for comfort and versatility. The heart of the home features a great living room space, inviting you to create memories or unwind after a long day. Modern updates including a new A/C, furnace, and water heater in 2021. Outside, the property boasts a large backyard, perfect for playtime, gardening, or simply enjoying the seasons. The oversized detached 2-stall garage offers ample parking and additional storage options. But that's not all – the lower level reveals a bonus room, ripe for transformation into a fourth bedroom, home office, or an entertainment hub complete with a potential wet bar area. With steel siding enhancing its exterior durability and aesthetics, this home not only captures the essence of practical living but also stands as a wise investment in a community you'll be proud to call home. Welcome to a space where your future thrives!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1958
LevelsOne and One Half
Living area1,620 sqft
Above-grade finished1,020 sqft
Below-grade finished600 sqft
Lot size0.142 acres (50x124)
Days on market94
ListedSep 1, 2025
MLS #NST6780793
CountyBenton
SubdivisionSt Cloud Park
Parcel #170080300

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
One and One Half
Garage
2 spaces · 420 sqft
Parking features
Detached Garage, Concrete
Lot size
0.142 acres
Lot dimensions
50x124
Lot features
Tree Coverage - Light

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
816 sqft
Year built
1958

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
St Cloud Park
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$1,770 (2024)
Tax with assessments
1780
Listed
Sep 1, 2025
Days on market
94
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Sump Pump
HeatingForced Air
CoolingCentral Air
AppliancesCooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer
DiningKitchen/Dining Room
AmenitiesHardwood Floors, Kitchen Window, Wet Bar
AccessibilityNone

Exterior & lot

Foundation area816 sqft
Lot featuresTree Coverage - Light
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete
Garage spaces2
Garage size420 sqft

Financial details

Annual taxes$1,770
Tax year2024
Taxes w/ assessments1780
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2249
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$3,462Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,462

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,351/mo
Principal & interest$1,132
Property taxes$148
Home insurance (est.)$72
%
$43,080
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

525 4th Avenue NE, Saint Cloud, MN, 56304

Listing information

MLS #NST6780793
StatusPending
Last updatedFeb 18, 2026, 5:40 PM
Originally listedSep 19, 2025, 12:00 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.