Listed at
$389,000
$120/sqft

City Breckenridge

525 12th Street, Breckenridge, MN, 56520
4  Bedrooms2  Bathrooms3,238  Square Feet0.203  Acres
Days on market25
Year built1992
Garage spaces4
TypeResidential
Est. $8,670buyer credit when you buy with SODL
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About this home

One-of-a-Kind Home with Incredible Bonus Spaces! You won’t want to judge this one by the front view—the real surprises are waiting around back! This one-of-a-kind property offers over 3,200 square feet, 4 bedrooms, 2 bathrooms, and an incredible combination of living, entertaining, and garage space. And the location is minutes away from the school and aquatic center! The main home features spacious bedrooms, beautiful oak kitchen cabinetry, and an abundance of storage. The lower level adds a large family room, two additional bedrooms, and a full bathroom, providing plenty of room for family and guests. But the garage and attached family/game room are where this property truly shines! The oversized garage features epoxy flooring, heating and cooling, and an impressive amount of counter space, creating the ultimate space for entertaining, hobbies, gatherings, or game days. Attached to the garage is a huge family/game room with beautiful cut burnished concrete floors and floor heat, abundant built-in storage, and a gas fireplace that creates a warm and inviting atmosphere on those cool winter evenings. The space flows seamlessly to a large rear patio, making outdoor entertaining, grilling, and parties a breeze. And there’s even more! A detached two-stall garage with a loft provides additional parking, workspace, and storage. Major home updates completed in 2025 include new windows and siding! And don’t miss the opportunity to ask about the many heating and cooling options throughout the property! If you’re looking for a home that offers something truly different, with incredible space for entertaining, hobbies, storage, and everyday living—this is one you need to see in person!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1992
LevelsSplit Entry (Bi-Level)
Living area3,238 sqft
Above-grade finished2,042 sqft
Below-grade finished1,196 sqft
Lot size0.203 acres (66 x 133)
Days on market25
ListedSep 3, 2026
MLS #NST7136647
CountyWilkin
SubdivisionCity Breckenridge
Parcel #230504680

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Ductless Mini-Split, Dual Fuel/Off Peak, Forced Air, Fireplace(s), In-Floor Heating
Cooling
Central Air, Ductless Mini-Split
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Microwave, Range, Refrigerator

Property

Levels / stories
Split Entry (Bi-Level)
Garage
4 spaces · 1,398 sqft
Parking features
Attached Garage, Detached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Patio & porch
Patio
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Wood · 1,196 sqft
Roof
Asphalt
Year built
1992

Utilities

Water
City Water - In Street
Sewer
City Sewer - In Street
Fuel
Natural Gas

Community & HOA

Subdivision
City Breckenridge
HOA
No HOA
School district
846 - Breckenridge
High school district
Breckenridge

Financial & listing details

Annual tax
$5,639 (2026)
Tax with assessments
5674
Listed
Sep 3, 2026
Days on market
25
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Full, Storage Space, Sump Pump, Wood
HeatingDuctless Mini-Split, Dual Fuel/Off Peak, Forced Air, Fireplace(s), In-Floor Heating
CoolingCentral Air, Ductless Mini-Split
Fireplaces1
LaundryLower Level
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Microwave, Range, Refrigerator
DiningInformal Dining Room
AmenitiesPrimary Bedroom Walk-In Closet, Patio, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationWood
Foundation area1,196 sqft
Patio/porchPatio
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street
SewerCity Sewer - In Street
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Garage spaces4
Garage size1,398 sqft

Financial details

Annual taxes$5,639
Tax year2026
Taxes w/ assessments5674
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District846 - Breckenridge
District number846
District phone2186436822
High schoolBreckenridge
SODL flat fee brokerage
$8,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,644/mo
Principal & interest$2,044
Property taxes$470
Home insurance (est.)$130
%
$77,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

525 12th Street, Breckenridge, MN, 56520

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Listing information

MLS #NST7136647
StatusActive
Last updatedSep 8, 2026, 4:09 PM
Originally listedSep 3, 2026, 12:08 PM
Listing officeMiller Realty, Inc.
Co-listing officeMiller Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.