Listed at
$490,000
$234/sqft

Highlands/River Pointe

5245 Ramier Avenue, Otsego, MN, 55374
3  Bedrooms2  Bathrooms2,093  Square Feet0.244  Acres
Days on market70
Year built2018
Garage spaces2
HOA / month$200.63
TypeResidential
Est. $11,700buyer credit when you buy with SODL
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About this home

Wake up to sweeping views of the Crow River and enjoy the ease of true one-level living in this thoughtfully designed Otsego home. A welcoming covered front porch leads into an open-concept layout where the stunning kitchen takes center stage with a huge center island, range plus wall oven, and a walk-in pantry. The living room's brick fireplace creates a warm focal point, while the dining area opens to a three-season porch that connects seamlessly to the deck—offering the perfect place to take in the changing seasons and beautiful river views. All three bedrooms, including the primary suite with a spacious 3/4 bath and walk-in closet, are conveniently located on the main level, along with the laundry room for added convenience. Downstairs, the full unfinished walk-out lower level provides endless opportunities to expand your living space, plus a massive storage room for everything you need to tuck away. Step outside to the lower patio and enjoy peaceful nature views that make this setting truly special. Located in ISD 728 with quick access to Hwy 101, this move-in-ready home combines scenic surroundings with the comfort and functionality today's buyers are seeking.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2018
LevelsOne
Living area2,093 sqft
Above-grade finished1,978 sqft
Below-grade finished115 sqft
Lot size0.244 acres (73x160x111x145)
Days on market70
ListedJul 9, 2026
MLS #NST7107168
CountyWright
SubdivisionHighlands/River Pointe
Parcel #118310008150

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Rented

Property

Levels / stories
One
Garage
2 spaces · 24x21 · 504 sqft
Parking features
Attached Garage, Asphalt, Electric
Patio & porch
Composite Decking, Deck, Front Porch, Patio, Rear Porch, Screened
Exterior features
Stone, Vinyl
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,978 sqft
Year built
2018

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Highlands/River Pointe
HOA
$200.63/month
HOA name
Associa Minnesota
HOA phone
7632256400
HOA includes
Other, Professional Mgmt
School district
728 - Elk River

Financial & listing details

Annual tax
$5,002 (2025)
Listed
Jul 9, 2026
Days on market
70 · 49 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Full, Storage Space, Unfinished, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Rented
DiningBreakfast Bar, Informal Dining Room
AmenitiesCeiling Fan(s), Deck, French Doors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Porch, Security System, In-Ground Sprinkler, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
FoundationBlock
Foundation area1,978 sqft
Patio/porchComposite Decking, Deck, Front Porch, Patio, Rear Porch, Screened
Lot featuresTree Coverage - Light
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric
Garage spaces2
Garage size504 sqft

Financial details

Annual taxes$5,002
Tax year2025
Taxes w/ assessments5002
Assessment pendingUnknown
HOA fee$200.63
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$11,700Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,700

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,356/mo
Principal & interest$2,575
Property taxes$417
Home insurance (est.)$163
HOA fees$201
%
$98,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5245 Ramier Avenue, Otsego, MN, 55374

Listing information

MLS #NST7107168
StatusClosed
Last updatedSep 18, 2026, 8:34 PM
Originally listedJul 9, 2026, 4:24 PM
Listing officeKris Lindahl Real Estate
Co-listing officeKris Lindahl Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.