Sold / Closed
$380,000

Sold price · Closed Jan 20, 2026

$247/sqft

5238 406th Street

5238 406th Street, North Branch, MN, 55056
2  Bedrooms2  Bathrooms1,517  Square Feet3.254  Acres
Days on market9
Year built1981
Garage spaces2
TypeResidential
Est. $8,250buyer credit when you buy with SODL

About this home

Welcome to this exceptional lake home offering 160' of shoreline, privacy, remarkable character, and unforgettable views. This home is what you would call a true vibe! Upon arriving at the property, you’re welcomed by a charming stone exterior and it's distinctive modern appeal. Besides the 2-car attached garage, there is also ample guest parking. Inside the home, west-facing, new large windows on the main level provide incredible natural light and frame stunning sunsets over the lake. The just over 250-acre lake is up to 9' deep and fully recreational. Equipped with a primary suite and unique and modern finishes, this home is far from cookie-cutter. Another highlight is the unfinished upper level with two single-stall garage door. You can add more bedrooms, create additional storage, the perfect workshop, or design the space to best fit your needs. Back downstairs, step outside onto the charming stone patio overlooking the lake. The dock will stay with the property. Move in and enjoy the current finishes, or dream even bigger by adding your own flare! Proudly bring your loved ones here and enjoy all it has to offer. This is one of those once-in-a-lifetime opportunities you cannot miss! PLEASE NOTE: There is a brand new front door and four 4x8 brand new windows ready for install by new owner for the main level in addition to extra steel siding and stone.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1981
LevelsOne
Living area1,517 sqft
Above-grade finished868 sqft
Below-grade finished649 sqft
Lot size3.254 acres (160x884)
Days on market9
ListedDec 12, 2025
MLS #NST6798884
CountyChisago
Parcel #110012510

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 3/4
Heating
Boiler
Cooling
Ductless Mini-Split
Appliances
Cooktop, Dishwasher, Double Oven, Electric Water Heater, Refrigerator, Stainless Steel Appliances

Property

Levels / stories
One
Garage
2 spaces · 28x28 · 784 sqft
Parking features
Attached Garage
Patio & porch
Patio
Exterior features
Stone, Metal
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Other
Foundation
Block · 868 sqft
Roof
Age 8 Years or Less, Metal, Rubber
Year built
1981

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
138 - North Branch
High school district
North Branch

Financial & listing details

Annual tax
$5,222 (2025)
Listed
Dec 12, 2025
Days on market
9 · 51 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths0
3/4 baths2
Half baths0
1/4 baths0
BasementNone
HeatingBoiler
CoolingDuctless Mini-Split
AppliancesCooktop, Dishwasher, Double Oven, Electric Water Heater, Refrigerator, Stainless Steel Appliances
DiningKitchen/Dining Room
AmenitiesDock, Patio
AccessibilityNone

Exterior & lot

ExteriorStone, Metal
RoofAge 8 Years or Less, Metal, Rubber
FoundationBlock
Foundation area868 sqft
Patio/porchPatio
Road frontageNo Outlet/Dead End
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size784 sqft

Financial details

Annual taxes$5,222
Tax year2025
Taxes w/ assessments5222
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District138 - North Branch
District number138
District phone6516741000
High schoolNorth Branch
SODL flat fee brokerage
$8,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,531/mo
Principal & interest$1,971
Property taxes$435
Home insurance (est.)$125
%
$75,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5238 406th Street, North Branch, MN, 55056

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Listing information

MLS #NST6798884
StatusClosed
Last updatedAug 27, 2026, 11:39 AM
Originally listedDec 12, 2025, 5:10 PM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.