Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $6,528 (2025).

What school district is this property in?

This property is in the 911 - Cambridge-Isanti school district.

Does this home have a garage?

Yes, this home has a 5-car garage.

How long has this property been on the market?

This property has been listed for 107 days.

Listed at

$685,000

$227/sqft

Bluffs of The Rum River

5235 313th Avenue, Cambridge, MN, 55008

4 Bedrooms3 Bathrooms3,024 Square Feet12.29 Acres

Days on market107

Year built2011

Garage spaces5

TypeResidential

Est. $17,550buyer credit when you buy with SODL

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About this home

Welcome to this secluded 4 bed 3 bath barndominium sitting on approximatley 12acres tucked along the winding Rum River in Isanti County Minnesota. This home will give you just over 3,000 square feet of one-level living space that will offer a rustic and cozy environment for you and your family. If you are hosting friends and family, this homestead will surely deliver a wonderful experience. When you tour this property, you will find high-end finishes inside and outside of the home and exceptional scenic views throughout this beautiful riverfront tract. You will very frequently see deer, turkeys, and all kinds of wildlife right out of your back door. The trail system on this property will take you down to the shoreline where you can sit along the bank and take in the panoramic views or take part in the quality fishing opportunities the Rum River has to offer. This home sits approximately 15 minutes from Cambridge and 1 hour North of the Twin Cities. If you are looking for an opportunity to start your country lifestyle, this property is definitely worth the time to take a look at. Schedule your tour today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2011

LevelsOne

Living area3,024 sqft

Above-grade finished3,024 sqft

Below-grade finished0 sqft

Lot size12.29 acres (See Survey)

Days on market107

ListedFeb 17, 2026

MLS #NST7020064

CountyIsanti

SubdivisionBluffs of The Rum River

Parcel #090120502

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: In-Floor Heating, Radiant
Cooling: Central Air
Appliances: Central Vacuum, Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 5 spaces · 16x60x28x22 · 1,576 sqft
Parking features: Detached Garage, Gravel, Multiple Garages
Exterior features: Metal
Other structures: Pole Building, Storage Shed
View: River

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, ICFs (Insulated Concrete Forms), Steel Siding
Foundation: Slab · 3,024 sqft
Roof: Metal
Year built: 2011

Utilities

Water: Well
Sewer: Mound Septic, Septic System Compliant - Yes
Fuel: Electric, Propane, Wood
Electric: Circuit Breakers

Community & HOA

Subdivision: Bluffs of The Rum River
HOA: No HOA
School district: 911 - Cambridge-Isanti
High school district: Cambridge-Isanti

Financial & listing details

Annual tax: $6,528 (2025)
Listed: Feb 17, 2026
Days on market: 107 · 168 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingIn-Floor Heating, Radiant

CoolingCentral Air

Fireplaces1

LaundryIn Hall, Main Level

AppliancesCentral Vacuum, Dishwasher, Dryer, Exhaust Fan, Fuel Tank - Owned, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Exercise Room, Hardwood Floors, Kitchen Center Island, Main Floor Primary Bedroom, Patio, Panoramic View

AccessibilityNo Stairs External

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorMetal

RoofMetal

FoundationSlab

Foundation area3,024 sqft

Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Medium

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningOther,Shoreline,Residential-Single Family

Utilities

Water sourceWell

SewerMound Septic, Septic System Compliant - Yes

FuelElectric, Propane, Wood

Parking & garage

ParkingDetached Garage, Gravel, Multiple Garages

Garage spaces5

Garage size1,576 sqft

Financial details

Annual taxes$6,528

Tax year2025

Taxes w/ assessments6528

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District911 - Cambridge-Isanti

District number911

District phone7636896188

High schoolCambridge-Isanti

SODL flat fee brokerage

$17,550Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,550

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,372/mo

Principal & interest$3,600

Property taxes$544

Home insurance (est.)$228

Down payment

$137,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.