Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $922 (2025).

How long has this property been on the market?

This property has been listed for 218 days.

Listed at

$145,000

$98/sqft

Higdems Add-Bagley

523 2nd Street, Bagley, MN, 56621

3 Bedrooms2 Bathrooms1,480 Square Feet0.16 Acres

Days on market218

Year built1910

ParkingOpen

TypeResidential

Est. $1,350buyer credit when you buy with SODL

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About this home

Welcome to this beautifully maintained 3 bedroom, 2 bath residence that combines charm, comfort and functionality! Home features an inviting exterior with steel siding and cozy covered front porch. Step inside to an open kitchen/dining area ideal for entertaining or everyday meals with ease. Convenient main floor living option with main floor bedroom, bath and laundry. This home also offers an upper level retreat with a versatile recreation room, two additional bedrooms and a full bathroom. This home is clean, well maintained and ready for you to settle into without the hassle of renovations. Call for your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1910

LevelsTwo

Living area1,480 sqft

Above-grade finished1,480 sqft

Below-grade finished0 sqft

Lot size0.16 acres (50x140)

Days on market218

ListedFeb 22, 2026

MLS #NST7024792

CountyClearwater

SubdivisionHigdems Add-Bagley

Parcel #233030390

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: None
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Parking features: Open
Patio & porch: Covered, Deck
Other structures: Storage Shed
Lot size: 0.16 acres
Lot dimensions: 50x140

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Frame
Foundation: 827 sqft
Year built: 1910

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Higdems Add-Bagley
HOA: No HOA
School district: Bagley

Financial & listing details

Annual tax: $922 (2025)
Listed: Feb 22, 2026
Days on market: 218 · 7 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Crawl Space, Partial

HeatingForced Air

CoolingNone

LaundryMain Level

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen

AmenitiesDeck, Main Floor Primary Bedroom, Porch

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Laundry

Exterior & lot

Foundation area827 sqft

Patio/porchCovered, Deck

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingOpen

Garage spaces0

Financial details

Annual taxes$922

Tax year2025

Taxes w/ assessments922

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number853

District phone2186946184

High schoolBagley

SODL flat fee brokerage

$1,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$887/mo

Principal & interest$762

Property taxes$77

Home insurance (est.)$48

Down payment

$29,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.