Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,772 (2026).

What school district is this property in?

This property is in the 750 - Rocori school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 52 days.

Listed at

$299,000

$155/sqft

523 6th Ave

523 6th Ave, Cold Spring, MN, 56320

3 Bedrooms2 Bathrooms1,930 Square Feet0.25 Acres

Days on market52

Year built1966

Garage spaces2

TypeResidential

Est. $5,970buyer credit when you buy with SODL

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About this home

Beautifully maintained and move-in ready one-story home with 3 bedrooms on the main level and plenty of flexible living space! The spacious great room addition is filled with natural light and features a cozy fireplace, creating a wonderful space to relax and entertain. The great room also offers convenient access to the patio and laundry area. The lower level provides even more living space with a versatile bonus room that could easily convert into a 4th bedroom - complete with egress window and closet. Nicely landscaped yard features an inground sprinkler system, concrete driveway and patio. A sandpoint well for watering saves on water expenses.

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Date

Oct 4, 2026

Time

6pm – 8pm

Address

523 6th Ave, Cold Spring, MN, 56320

Listed By: Central MN Realty LLC • NST7124047 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1966

LevelsOne

Living area1,930 sqft

Above-grade finished1,296 sqft

Below-grade finished634 sqft

Lot size0.25 acres (80x80)

Days on market52

ListedAug 8, 2026

MLS #NST7124047

CountyStearns

Parcel #48292720000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 22x23 · 506 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener, Storage
Patio & porch: Patio
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,008 sqft
Roof: Age Over 8 Years
Year built: 1966

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 750 - Rocori
High school district: Rocori

Financial & listing details

Annual tax: $2,772 (2026)
Tax with assessments: 0
Listed: Aug 8, 2026
Days on market: 52
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Partially Finished, Storage Space

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Closet, Main Level

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Main Floor Primary Bedroom, Natural Woodwork, Patio, In-Ground Sprinkler

AccessibilityGrab Bars In Bathroom

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years

FoundationBlock

Foundation area1,008 sqft

Patio/porchPatio

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Storage

Garage spaces2

Garage size506 sqft

Financial details

Annual taxes$2,772

Tax year2026

Taxes w/ assessments0

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District750 - Rocori

District number750

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$5,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

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Estimated monthly payment

$1,902/mo

Principal & interest$1,571

Property taxes$231

Home insurance (est.)$100

Down payment

$59,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.