Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,632 (2025).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 99 days.

Listed at

$264,900

$138/sqft

523 4th Avenue

523 4th Avenue, Brainerd, MN, 56401

3 Bedrooms2 Bathrooms1,915 Square Feet0.161 Acres

Days on market99

Year built1921

Garage spaces2

TypeResidential

Est. $4,947buyer credit when you buy with SODL

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About this home

Three-bedroom, two-bathroom Brainerd home with a large two-stall heated insulated garage. The main level features all three bedrooms, a full bath, and large living room. The lower level offers a bonus room, bar area, 3/4 bath, and lots of storage room. New windows installed two years ago, new paver patio was installed between the house and garage, along with a composite privacy fence all on a corner lot. Schedule your showing today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1921

LevelsOne

Living area1,915 sqft

Above-grade finished1,386 sqft

Below-grade finished529 sqft

Lot size0.161 acres (50x140)

Days on market99

ListedMar 17, 2026

MLS #NST7031528

CountyCrow Wing

Parcel #091280180010009

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces
Parking features: Detached Garage, Concrete
Patio & porch: Patio
Exterior features: Stucco
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,064 sqft
Roof: Age Over 8 Years, Asphalt, Pitched
Year built: 1921

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: 181 - Brainerd
High school district: Brainerd

Financial & listing details

Annual tax: $1,632 (2025)
Listed: Mar 17, 2026
Days on market: 99 · 54 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFull, Partially Finished

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesKitchen Window, Natural Woodwork, Porch, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorStucco

RoofAge Over 8 Years, Asphalt, Pitched

FoundationBlock

Foundation area1,064 sqft

Patio/porchPatio

Lot featuresCorner Lot, Tree Coverage - Medium

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces2

Garage size0 sqft

Financial details

Annual taxes$1,632

Tax year2025

Taxes w/ assessments1632

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$4,947Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,947

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,616/mo

Principal & interest$1,392

Property taxes$136

Home insurance (est.)$88

Down payment

$52,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.