Sold / Closed
$520,000

Sold price · Closed Apr 30, 2026

$173/sqft

5222 406th Street

5222 406th Street, North Branch, MN, 55056
4  Bedrooms2  Bathrooms2,880  Square Feet4.68  Acres
Days on market35
Year built1969
Garage spaces2
TypeResidential
Est. $11,970buyer credit when you buy with SODL

About this home

Set on almost 4.7 private acres with an incredible 200+ feet of level lakeshore on Chain Lake. This exceptional 4-bedroom, 2-bath rambler offers the perfect blend of space, scenery, and serenity - just minutes from town and freeway access. Tucked at the end of a dead-end road and surrounded by mature trees, this property delivers true privacy with panoramic, west-facing lake views and unforgettable sunsets. Inside this beautiful home, you’ll find generous room sizes, abundant natural light and thoughtful upgrades and updates throughout. The updated kitchen features granite countertops, solid oak floors, stainless steel appliances, and flows seamlessly into the living spaces, all framed by expansive windows overlooking the lake. Cozy up to two fireplaces - a striking stone-wall gas fireplace and a high-efficiency wood-burning fireplace, perfect for year-round comfort. Solid 6-panel doors and custom closet organization systems in every bedroom add both quality and functionality. Outdoor living is just as impressive with a nice sized deck with convenient and easy to maintain deck tile flooring - ideal for soaking in the views and a walkout lower-level patio that leads right to the shoreline. Storage truly abounds, including an oversized, heated and finished 2-stall garage complete with a gas heater, heavy-duty shelving, and a workbench with cabinets. This home has been meticulously cared for and the pride in ownership shows! With compliant septic, incredible lake frontage, and a rare combination of privacy and convenience, this is a truly special Chain Lake offering. Additional acreage available.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1969
LevelsOne
Living area2,880 sqft
Above-grade finished1,440 sqft
Below-grade finished1,440 sqft
Lot size4.68 acres (0x0)
Days on market35
ListedMar 19, 2026
MLS #NST7034890
CountyChisago
Parcel #110012610

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Baseboard, Boiler, Ductless Mini-Split, Fireplace(s), Hot Water
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
2 spaces · 25x24 · 600 sqft
Parking features
Attached Garage, Asphalt, Shared Driveway, Finished Garage, Garage Door Opener, Heated Garage, Storage
Patio & porch
Deck, Patio
Exterior features
Steel Siding
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,440 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1969

Utilities

Water
Drilled, Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

HOA
No HOA
School district
138 - North Branch
High school district
North Branch

Financial & listing details

Annual tax
$5,500 (2025)
Listed
Mar 19, 2026
Days on market
35 · 80 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Full, Storage Space, Walkout
HeatingBaseboard, Boiler, Ductless Mini-Split, Fireplace(s), Hot Water
CoolingDuctless Mini-Split
Fireplaces2
LaundryLower Level, Laundry Room
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningBreakfast Area, Kitchen/Dining Room, Living/Dining Room
AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Panoramic View, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorSteel Siding
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,440 sqft
Patio/porchDeck, Patio
Lot featuresAccessible Shoreline, Tree Coverage - Heavy
Road frontageCity Street
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerPrivate Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Shared Driveway, Finished Garage, Garage Door Opener, Heated Garage, Storage
Garage spaces2
Garage size600 sqft

Financial details

Annual taxes$5,500
Tax year2025
Taxes w/ assessments5500
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District138 - North Branch
District number138
District phone6516741000
High schoolNorth Branch
SODL flat fee brokerage
$11,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,247/mo
Principal & interest$2,622
Property taxes$458
Home insurance (est.)$166
%
$99,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5222 406th Street, North Branch, MN, 55056

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Listing information

MLS #NST7034890
StatusClosed
Last updatedMay 5, 2026, 7:52 PM
Originally listedMar 19, 2026, 6:56 PM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.