5222 406th Street
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About this home
Set on almost 8 private acres with an incredible 400 feet of level lakeshore on Chain Lake. This exceptional 4-bedroom, 2-bath rambler offers the perfect blend of space, scenery, and serenity - just minutes from town and freeway access. Tucked at the end of a dead-end road and surrounded by mature trees, this property delivers true privacy with panoramic, west-facing lake views and unforgettable sunsets. The listing includes two PIDs (both with lake frontage). The home sits on approx 4.7 acres with lakeshore, while the additional 3-acre parcel also offers lakeshore and the potential as another buildable lot. Some soil tests have been completed and preliminary steps already underway with the city, creating the potential of an outstanding future opportunity. Inside this beautiful home, you’ll find generous room sizes, abundant natural light and thoughtful upgrades and updates throughout. The updated kitchen features granite countertops, solid oak floors, stainless steel appliances, and flows seamlessly into the living spaces, all framed by expansive windows overlooking the lake. Cozy up to two fireplaces - a striking stone-wall gas fireplace and a high-efficiency wood-burning fireplace, perfect for year-round comfort. Solid 6-panel doors and custom closet organization systems in every bedroom add both quality and functionality. Outdoor living is just as impressive with a nice sized deck with convenient and easy to maintain deck tile flooring - ideal for soaking in the views and a walkout lower-level patio that leads right to the shoreline. Storage truly abounds, including an oversized, heated and finished 2-stall garage complete with a gas heater, heavy-duty shelving, and a workbench with cabinets. This home has been meticulously cared for and the pride in ownership shows! With compliant septic, incredible lake frontage, and a rare combination of privacy, convenience and potential, this is a truly special Chain Lake offering.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Bath breakdown
- 1 full / 1 3/4
- Heating
- Baseboard, Boiler, Ductless Mini-Split, Fireplace(s), Hot Water
- Cooling
- Ductless Mini-Split
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- One
- Garage
- 2 spaces · 25x24 · 600 sqft
- Carport
- 1
- Parking features
- Attached Garage, Carport, Asphalt, Shared Driveway, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
- Patio & porch
- Composite Decking, Deck
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family Residence
- Foundation
- 1,573 sqft
- Roof
- Asphalt
- Year built
- 1969
Utilities
- Water
- Drilled, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes
- Fuel
- Natural Gas
- Electric
- Circuit Breakers, 100 Amp Service
Community & HOA
- HOA
- No HOA
- School district
- North Branch
Financial & listing details
- Annual tax
- $6,900 (2025)
- Listed
- Jan 26, 2026
- Days on market
- 239
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
5222 406th Street, North Branch, MN, 55056
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
