Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,297 (2026).

What school district is this property in?

This property is in the 279 - Osseo school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 4 days.

Listed at

$399,000

$224/sqft

Arrowood

5220 Cottonwood Lane, Plymouth, MN, 55442

3 Bedrooms3 Bathrooms1,778 Square Feet0.46 Acres

Days on market4

Year built1978

Garage spaces2

TypeResidential

Est. $8,970buyer credit when you buy with SODL

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About this home

New roof 2023. Fantastic one-story home sitting on a lush, 0.46-acre lot on a cul-de-sac in the Osseo School District. Beautiful tiled entry and large living room. Three large bedrooms on the main level. Primary bedroom has a half bath. Jetted tub and tiled shower in the main level bath. Basement has incredible unfinished space that could become two more bedrooms by adding egress windows and finishes. The backyard is a private oasis with your own patio and numerous gardens and plants. Backyard is also fully fenced.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1978

LevelsOne

Living area1,778 sqft

Above-grade finished1,392 sqft

Below-grade finished386 sqft

Lot size0.46 acres (188x32x199x125x28x28)

Days on market4

ListedSep 23, 2026

MLS #NST7148493

CountyHennepin

SubdivisionArrowood

Parcel #1111822110007

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 484 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Patio & porch: Front Porch, Patio
Exterior features: Wood
Fencing: Chain Link, Full

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 1,392 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1978

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Arrowood
HOA: No HOA
School district: 279 - Osseo
High school district: Osseo

Financial & listing details

Annual tax: $4,297 (2026)
Listed: Sep 23, 2026
Days on market: 4
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Partially Finished, Sump Basket, Sump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Gas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), Kitchen Window, Patio, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorWood

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,392 sqft

Patio/porchFront Porch, Patio

Lot featuresTree Coverage - Medium

Road frontageCity Street, Cul De Sac, Curbs, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size484 sqft

Financial details

Annual taxes$4,297

Tax year2026

Taxes w/ assessments4297

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District279 - Osseo

District number279

District phone7633917000

High schoolOsseo

SODL flat fee brokerage

$8,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,588/mo

Principal & interest$2,097

Property taxes$358

Home insurance (est.)$133

Down payment

$79,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

5220 Cottonwood Lane, Plymouth, MN, 55442

Street View

Listing information

MLS #NST7148493

StatusActive

Last updatedSep 28, 2026, 9:43 PM

Originally listedSep 25, 2026, 12:00 AM

Listing officeRE/MAX Results

Co-listing officeResults Support Services, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.