Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $288 (2025).

What school district is this property in?

This property is in the 748 - Sartell-St. Stephens school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property was listed for 227 days.

Sold / Closed

$585,000

Sold price · Closed Jun 29, 2026

$330/sqft

White Oak Country Estates

522 1st Street, Saint Stephen, MN, 56375

3 Bedrooms2 Bathrooms1,968 Square Feet1.5 Acres

Days on market227

Year built2025

Garage spaces4

TypeResidential

Est. $16,497buyer credit when you buy with SODL

About this home

Beautifully designed new-construction home in White Oak Country Estates of St. Stephen! This single-level layout offers nearly 2,000 sq ft with 3 bedrooms, 2 full baths, and all living facilities on one level. The open-concept kitchen features a center island and custom cabinetry—perfect for entertaining. Enjoy the comfort of in-floor heat, a spacious family room, and a private primary suite with walk-in closet and full bath. Oversized 4-stall heated garage with finished interior and concrete driveway. Nestled on a 1.5-acre lot at the end of a quiet cul-de-sac, this home blends peaceful country living with convenient proximity to Sartell and St. Cloud. Move-in ready with quality finishes throughout!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2025

LevelsOne

Living area1,968 sqft

Above-grade finished1,968 sqft

Below-grade finished0 sqft

Lot size1.5 acres (irregular)

Days on market227

ListedNov 3, 2025

New constructionYes

MLS #NST6813249

CountyStearns

SubdivisionWhite Oak Country Estates

Parcel #90559630712

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 4 spaces · 48x26 · 1,460 sqft
Parking features: Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage
Exterior features: Engineered Wood
Fencing: None
Lot size: 1.5 acres

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,968 sqft
Roof: Age 8 Years or Less, Asphalt
Builder: TLC ENT LLC

Utilities

Water: Well
Sewer: Mound Septic, Septic System Compliant - Yes
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: White Oak Country Estates
HOA: No HOA
School district: 748 - Sartell-St. Stephens
High school district: Sartell-St. Stephens

Financial & listing details

Annual tax: $288 (2025)
Listed: Nov 3, 2025
Days on market: 227
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air, In-Floor Heating

CoolingCentral Air

LaundryLaundry Room, Main Level, Sink

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesKitchen Center Island, Kitchen Window, Washer/Dryer Hookup, Walk-In Closet

AccessibilityDoors 36"+

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorEngineered Wood

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,968 sqft

Lot featuresIrregular Lot

Road frontageCul De Sac, Paved Streets, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerMound Septic, Septic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage

Garage spaces4

Garage size1,460 sqft

Financial details

Annual taxes$288

Tax year2025

Taxes w/ assessments288

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District748 - Sartell-St. Stephens

District number748

District phone3206563715

High schoolSartell-St. Stephens

SODL flat fee brokerage

$16,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,656/mo

Principal & interest$3,416

Property taxes$24

Home insurance (est.)$217

Down payment

$129,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.