Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $450.87 (2026).

What school district is this property in?

This property is in the 2909 - Rock Ridge Public Schools school district.

How long has this property been on the market?

This property has been listed for 90 days.

Listed at

$99,000

$92/sqft

Alpena Add To Virginia

522 12th Street, Virginia, MN, 55792

2 Bedrooms2 Bathrooms1,078 Square Feet0.15 Acres

Days on market90

Year built1895

ParkingOpen

TypeResidential

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About this home

Welcome to this cute, cozy and affordable 2 bedroom, 1.5 bath home nestled in Virginia's iconic Northside neighborhood! This inviting property offers a warm andcomfortable layout, featuring a light filled kitchen that leads into the dining area and living room-perfect for everyday living. Recent updates add peace of mind,including new carpet on main floor, new washer and dryer, and new water heater. Major improvements such as windows, doors, and roof were replaced in 2017. Bothbedrooms offer walk-in closets, providing ample storage space. Whether you're a first time homebuyer, downsizing, or looking for a charming place to call home, thiswell maintained property offers comfort, value and a convenient location. Schedule a tour today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1895

LevelsTwo

Living area1,078 sqft

Above-grade finished1,078 sqft

Below-grade finished0 sqft

Lot size0.15 acres (120x50)

Days on market90

ListedMar 30, 2026

MLS #NST7045827

CountySt. Louis

SubdivisionAlpena Add To Virginia

Parcel #090003500290

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 3/4 / 1 half
Heating: Forced Air
Cooling: None
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Two
Parking features: Open
Patio & porch: Deck
Exterior features: Fiber Board
Lot size: 0.15 acres
Lot dimensions: 120x50

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 616 sqft
Roof: Asphalt
Year built: 1895

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Alpena Add To Virginia
HOA: No HOA
School district: 2909 - Rock Ridge Public Schools
High school district: Rock Ridge Public Schools

Financial & listing details

Annual tax: $450.87 (2026)
Tax with assessments: 660
Listed: Mar 30, 2026
Days on market: 90 · 93 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Full

HeatingForced Air

CoolingNone

LaundryIn Basement, Electric Dryer Hookup, Washer Hookup

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningLiving/Dining Room

AccessibilityNone

Exterior & lot

ExteriorFiber Board

RoofAsphalt

FoundationBlock

Foundation area616 sqft

Patio/porchDeck

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingOpen

Garage spaces0

Financial details

Annual taxes$450.87

Tax year2026

Taxes w/ assessments660

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District2909 - Rock Ridge Public Schools

District number2909

District phone2187353500

High schoolRock Ridge Public Schools

SODL flat fee brokerage

$0Estimated buyer credit

SODL platform fee $2,970Your buyer credit $0

Buyer-side commission

3.0%

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When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

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Estimated monthly payment

$591/mo

Principal & interest$520

Property taxes$38

Home insurance (est.)$33

Down payment

$19,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.