Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,894 (2025).

What school district is this property in?

This property is in the 761 - Owatonna school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 5 days.

Sold / Closed

$255,000

Sold price · Closed May 8, 2026

$220/sqft

Cox & Gillespie Add

520 Havana Road, Owatonna, MN, 55060

3 Bedrooms1 Bathroom1,138 Square Feet0.255 Acres

Days on market5

Year built1954

Garage spaces1

TypeResidential

Est. $4,497buyer credit when you buy with SODL

About this home

Move-In Ready! Welcome home to this well-maintained 3 bed, 1 bath single-family property offering comfort, convenience, and key updates already completed for you. Step inside to find a practical layout designed for easy living. The home features a walk-in shower for added accessibility and convenience, plus main-floor laundry with the option to reconnect laundry downstairs if preferred. Major mechanical updates give peace of mind, including a new furnace, water heater, and heat pump, helping improve efficiency and comfort year-round. Outside, enjoy a fully fenced yard perfect for pets, play, or relaxing evenings outdoors. Whether you're a first-time buyer or downsizing, this property offers great value in a convenient Owatonna location.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1954

LevelsOne

Living area1,138 sqft

Above-grade finished1,138 sqft

Below-grade finished0 sqft

Lot size0.255 acres (70 x 160)

Days on market5

ListedMar 4, 2026

MLS #NST7030013

CountySteele

SubdivisionCox & Gillespie Add

Parcel #171780208

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 1 space · 295 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Patio
Exterior features: Metal
Fencing: Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,138 sqft
Roof: Asphalt
Year built: 1954

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Cox & Gillespie Add
HOA: No HOA
School district: 761 - Owatonna
High school district: Owatonna

Financial & listing details

Annual tax: $2,894 (2025)
Listed: Mar 4, 2026
Days on market: 5
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Full, Unfinished

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Main Level, Washer Hookup

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningEat In Kitchen

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Patio, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level

Exterior & lot

ExteriorMetal

RoofAsphalt

FoundationBlock

Foundation area1,138 sqft

Patio/porchPatio

Lot featuresTree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces1

Garage size295 sqft

Financial details

Annual taxes$2,894

Tax year2025

Taxes w/ assessments2894

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District761 - Owatonna

District number761

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$4,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,638/mo

Principal & interest$1,313

Property taxes$241

Home insurance (est.)$83

Down payment

$49,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.