Listed at
$240,000
$193/sqft

City Cloquet Co Aud

520 20th Street, Cloquet, MN, 55720
3  Bedrooms1  Bathroom1,243  Square Feet0.179  Acres
Days on market0
Year built1920
ParkingGravel
TypeResidential
Est. $4,200buyer credit when you buy with SODL
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About this home

Traditional 1920s home features 3 bedrooms and 1 bathroom. Updated Kitchen and Bath. Main floor office/den off the formal dining room. Rear Entry features the laundry area. Newer siding and Roof, new windows, new carpet in two bedrooms. Additional updates include new wiring and plumbing throughout, and On Demand Water Heater, & a professionally sealed up crawlspace. Fenced back yard with a deck and a shed. Room to build a garage with a long driveway to park. Front of the home features a new deck and shed, garden boxes with a big yard. Paved street was redone in 2020.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1920
LevelsOne and One Half
Living area1,243 sqft
Above-grade finished1,243 sqft
Below-grade finished0 sqft
Lot size0.179 acres (60x130)
Days on market0
ListedOct 19, 2026
MLS #NST7161818
CountyCarlton
SubdivisionCity Cloquet Co Aud
Parcel #060900522

Facts & features

Interior

Bedrooms
3
Bathrooms
1
Bath breakdown
1 full
Heating
Boiler
Cooling
None
Appliances
Dishwasher, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer

Property

Levels / stories
One and One Half
Parking features
Gravel
Patio & porch
Deck, Front Porch, Rear Porch
Exterior features
Vinyl
Fencing
Chain Link, Partial
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Poured Concrete · 949 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1920

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
100 Amp Service

Community & HOA

Subdivision
City Cloquet Co Aud
HOA
No HOA
School district
94 - Cloquet
High school district
Cloquet

Financial & listing details

Annual tax
$2,552 (2026)
Tax with assessments
3336
Listed
Oct 19, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementCrawl Space
HeatingBoiler
CoolingNone
LaundryMain Level
AppliancesDishwasher, Dryer, Microwave, Refrigerator, Tankless Water Heater, Washer
DiningSeparate/Formal Dining Room
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge Over 8 Years, Asphalt
FoundationPoured Concrete
Foundation area949 sqft
Patio/porchDeck, Front Porch, Rear Porch
Lot featuresTree Coverage - Light
Road frontagePaved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$2,552
Tax year2026
Taxes w/ assessments3336
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District94 - Cloquet
District number94
District phone2188796721
High schoolCloquet
SODL flat fee brokerage
$4,200Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,200

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,554/mo
Principal & interest$1,261
Property taxes$213
Home insurance (est.)$80
%
$48,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

520 20th Street, Cloquet, MN, 55720

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Listing information

MLS #NST7161818
StatusActive
Last updatedOct 19, 2026, 4:45 PM
Originally listedOct 19, 2026, 11:43 AM
Listing officeColdwell Banker Realty - Dulut

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.