Sold / Closed
$317,900

Sold price · Closed May 20, 2026

$162/sqft

Isanti Hills 4th Add

516 Cottonwood Street SW, Isanti, MN, 55040
4  Bedrooms2  Bathrooms1,923  Square Feet0.24  Acres
Days on market256
Year built2001
Garage spaces3
TypeResidential
Est. $6,327buyer credit when you buy with SODL

About this home

This beautifully updated 4-bedroom, 2-bath split-entry home is nestled in a peaceful neighborhood with a fenced in park across the street. Step into the spacious large foyer and discover stylish new flooring (2023) throughout, enhancing every corner with a fresh, clean feel. Upstairs, both bedrooms feature generous walk-in closets, while the inviting living space flows effortlessly into the dining area and kitchen, complete with a breakfast bar that's perfect for casual mornings or hosting guests. Floods of natural light will brighten your days! The fully finished walk-out basement offers even more living space, including a new bathroom added in 2023, 2 more bedrooms, generous sized family room for those cozy gatherings or movie nights, and a large laundry room. You'll also enjoy peace of mind with a new furnace (2022) and new water softener (2023). The roof is approximately 8 years old, along with the A/C and water heater. There's plenty of room for vehicles and hobbies in the spacious 3-car attached garage. Outside, the home shines with its mature trees and oversized yard. Tucked away in a peaceful neighborhood, this delightful home is truly a hidden treasure you won't want to miss!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2001
LevelsSplit Entry (Bi-Level)
Living area1,923 sqft
Above-grade finished1,000 sqft
Below-grade finished923 sqft
Lot size0.24 acres (128x82x114x85)
Days on market256
ListedAug 27, 2025
MLS #NST6766224
CountyIsanti
SubdivisionIsanti Hills 4th Add
Parcel #160890130

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Humidifier
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 20x30 · 600 sqft
Parking features
Attached Garage, Asphalt
Exterior features
Vinyl
Pool
None
Lot size
0.24 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 974 sqft
Roof
Age 8 Years or Less
Year built
2001

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Isanti Hills 4th Add
HOA
No HOA
School district
911 - Cambridge-Isanti
High school district
Cambridge-Isanti

Financial & listing details

Annual tax
$3,646 (2025)
Listed
Aug 27, 2025
Days on market
256
Special listing conditions
Short Sale
Short sale potential
Yes
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Egress Window(s), Finished, Full, Walkout
HeatingForced Air, Humidifier
CoolingCentral Air
LaundryLower Level, Laundry Room
AppliancesDishwasher, Dryer, Exhaust Fan, Humidifier, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room
AmenitiesPrimary Bedroom Walk-In Closet, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area974 sqft
Lot featuresTree Coverage - Light
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size600 sqft

Financial details

Annual taxes$3,646
Tax year2025
Taxes w/ assessments3646
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleYes
ForeclosureNo

Schools

District911 - Cambridge-Isanti
District number911
District phone7636896188
High schoolCambridge-Isanti
SODL flat fee brokerage
$6,327Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,327

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,041/mo
Principal & interest$1,634
Property taxes$304
Home insurance (est.)$104
%
$62,180
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

516 Cottonwood Street SW, Isanti, MN, 55040

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Listing information

MLS #NST6766224
StatusClosed
Last updatedMay 20, 2026, 7:25 PM
Originally listedAug 29, 2025, 12:00 AM
Listing officeRealty ONE Group Choice

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.