Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,128 (2025).

What school district is this property in?

This property is in the 741 - Paynesville school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 42 days.

Listed at

$234,999

$114/sqft

Gilberts Add

515 Belmont Street, Paynesville, MN, 56362

3 Bedrooms2 Bathrooms2,066 Square Feet0.38 Acres

Days on market42

Year built1910

Garage spaces2

TypeResidential

Est. $4,050buyer credit when you buy with SODL

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About this home

This charming 1910 story-and-a-half, 3 bed, 2 bath home blends original historic craftsmanship with fantastic outdoor amenities on an oversized city lot. Character lovers will appreciate the preserved interior wood trim and wood floors while the spacious backyard offers a private retreat for entertaining and viewing stunning evening sunsets. Its prime location keeps you connected to everything—walk or drive in minutes to local parks, restaurants, grocery stores, churches, and golf course. Some of the updates on major appliances include, new furnace installed in 2017 and new water heater in 2023

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1910

LevelsOne and One Half

Living area2,066 sqft

Above-grade finished1,336 sqft

Below-grade finished730 sqft

Lot size0.38 acres (165x99x165x99)

Days on market42

ListedMay 27, 2026

MLS #NST7081712

CountyStearns

SubdivisionGilberts Add

Parcel #70387970000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2 spaces · 24x26 · 624 sqft
Parking features: Detached Garage, Concrete, Garage Door Opener, Insulated Garage
Patio & porch: Deck, Front Porch, Patio
Exterior features: Vinyl
Fencing: Chain Link, Full

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Concrete
Foundation: Block, Poured Concrete · 830 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1910

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Electric

Community & HOA

Subdivision: Gilberts Add
HOA: No HOA
School district: 741 - Paynesville
High school district: Paynesville

Financial & listing details

Annual tax: $2,128 (2025)
Listed: May 27, 2026
Days on market: 42 · 10 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Finished, Storage Space

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningInformal Dining Room

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock, Poured Concrete

Foundation area830 sqft

Patio/porchDeck, Front Porch, Patio

Road frontageCity Street, Paved Streets, Sidewalks, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelElectric

Parking & garage

ParkingDetached Garage, Concrete, Garage Door Opener, Insulated Garage

Garage spaces2

Garage size624 sqft

Financial details

Annual taxes$2,128

Tax year2025

Taxes w/ assessments2128

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District741 - Paynesville

District number741

District phone3202433410

High schoolPaynesville

SODL flat fee brokerage

$4,050Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,050

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,491/mo

Principal & interest$1,235

Property taxes$177

Home insurance (est.)$78

Down payment

$47,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

515 Belmont Street, Paynesville, MN, 56362

Street View

Listing information

MLS #NST7081712

StatusClosed

Last updatedJul 9, 2026, 7:24 PM

Originally listedMay 27, 2026, 9:04 PM

Listing officeHaller Realty Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.