Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $136 (2024).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 85 days.

Pending

$434,900

$177/sqft

Cambridge Cove

514 Spruce Court N, Cambridge, MN, 55008

5 Bedrooms3 Bathrooms2,459 Square Feet0.596 Acres

Days on market85

Year built2025

Garage spaces3

TypeResidential

Est. $10,047buyer credit when you buy with SODL

About this home

The Rachel by LGI Homes is a thoughtfully designed split-level home that offers plenty of space and flexibility for your family to grow. The open-concept main floor seamlessly connects the living, dining, and kitchen areas, creating an inviting space perfect for entertaining and everyday living. You’ll appreciate the oversized three-car garage, providing ample room for vehicles, storage, and outdoor gear. With its smart layout and modern features, the Rachel delivers everything you need in a new home and plenty of opportunities to make it your own.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2025

LevelsThree Level Split

Living area2,459 sqft

Above-grade finished1,537 sqft

Below-grade finished922 sqft

Lot size0.596 acres (52' x 220' x 99' x 101' x 218')

Days on market85

ListedJul 1, 2025

New constructionYes

MLS #NST6748397

CountyIsanti

SubdivisionCambridge Cove

Parcel #153220700

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: Three Level Split
Garage: 3 spaces · 30x24 · 720 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Pool: None
Fencing: None
Lot size: 0.596 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Concrete, Frame
Foundation: 1,537 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
New construction: Yes

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Cambridge Cove
HOA: No HOA
School district: Cambridge-Isanti

Financial & listing details

Annual tax: $136 (2024)
Listed: Jul 1, 2025
Days on market: 85
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementWalkout

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryGas Dryer Hookup, Laundry Room, Main Level, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Electric Water Heater, ENERGY STAR Qualified Appliances, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Ethernet Wired, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, In-Ground Sprinkler, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Asphalt

Foundation area1,537 sqft

Lot featuresSod Included in Price

Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights, Storm Sewer

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size720 sqft

Financial details

Annual taxes$136

Tax year2024

Taxes w/ assessments136

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2334

District phone7636896188

High schoolCambridge-Isanti

SODL flat fee brokerage

$10,047Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,047

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,442/mo

Principal & interest$2,286

Property taxes$11

Home insurance (est.)$145

Down payment

$86,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.