Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,730 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 6 days.

Sold / Closed

$195,000

Sold price · Closed Aug 28, 2026

$123/sqft

Colonial Gardens Add

51 21st Avenue N, Saint Cloud, MN, 56303

3 Bedrooms2 Bathrooms1,542 Square Feet0.14 Acres

Days on market6

Year built1950

Garage spaces2

TypeResidential

Est. $2,697buyer credit when you buy with SODL

About this home

Welcome home to this conveniently located 3-bedroom, 2-bathroom property close to schools, shopping, and everyday amenities. The spacious kitchen features stainless steel appliances and plenty of room for cooking and gathering. Enjoy the privacy of a fenced backyard, along with a welcoming porch located off the garage—perfect for relaxing or entertaining. Additional highlights include a 2-car garage with new garage doors and a recently replaced central air conditioning unit for added comfort and peace of mind. This home offers a great combination of location, updates, and functional living space.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1950

LevelsOne and One Half

Living area1,542 sqft

Above-grade finished1,172 sqft

Below-grade finished370 sqft

Lot size0.14 acres (48X126)

Days on market6

ListedJul 16, 2026

MLS #NST7111154

CountyStearns

SubdivisionColonial Gardens Add

Parcel #82459380000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 22X24 · 528 sqft
Parking features: Detached Garage, Concrete
Patio & porch: Enclosed
Exterior features: Metal
Lot size: 0.14 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 812 sqft
Roof: Architectural Shingle, Asphalt
Year built: 1950

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision: Colonial Gardens Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $1,730 (2025)
Listed: Jul 16, 2026
Days on market: 6
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Partially Finished

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Laundry Room

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningEat In Kitchen

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorMetal

RoofArchitectural Shingle, Asphalt

FoundationBlock

Foundation area812 sqft

Patio/porchEnclosed

Lot featuresCorner Lot

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$1,730

Tax year2025

Taxes w/ assessments1730

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$2,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,205/mo

Principal & interest$998

Property taxes$144

Home insurance (est.)$63

Down payment

$37,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.