Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $325 (2025).

What school district is this property in?

This property is in the 15 - St. Francis school district.

Does this home have a garage?

Yes, this home has a 2.5-car garage.

How long has this property been on the market?

This property was listed for 20 days.

Sold / Closed

$376,500

Sold price · Closed May 26, 2026

$191/sqft

Joseph Grove Add

508 195th Lane NW, Cedar, MN, 55011

4 Bedrooms2 Bathrooms1,907 Square Feet1.48 Acres

Days on market20

Year built1977

Garage spaces2.5

TypeResidential

Est. $7,950buyer credit when you buy with SODL

About this home

First time on the market! Turn key 4BR/2BA split entry in Cedar, MN, featuring a spacious deck with views of Swan Lake. Upper main level offers 3 bedrooms, a Jack & Jill bathroom, bright living room, an open kitchen, and dining area. The lower level offers a large recreational room, 3/4 bath, bedroom, and large utility/laundry room, 2-car garage attached. A solid, well-kept home with timeless appeal. BACK ON MARKET!!!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1977

LevelsSplit Entry (Bi-Level)

Living area1,907 sqft

Above-grade finished1,125 sqft

Below-grade finished782 sqft

Lot size1.48 acres (249 x 256 x 268 x 250 (irregular))

Days on market20

ListedMar 22, 2026

MLS #NST7040679

CountyAnoka

SubdivisionJoseph Grove Add

Parcel #253324210008

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Laundry: In Basement, Lower Level

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2.5 spaces · 119 sqft
Parking features: Attached Garage
Patio & porch: Deck
Exterior features: Stone
Waterfront: Lake View

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Brick, Concrete
Foundation: Block · 796 sqft
Year built: 1977

Utilities

Water: Well
Sewer: Septic System Compliant - No, Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Joseph Grove Add
HOA: No HOA
School district: 15 - St. Francis
High school district: St. Francis

Financial & listing details

Annual tax: $325 (2025)
Listed: Mar 22, 2026
Days on market: 20
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Lower Level

DiningEat In Kitchen, Kitchen/Dining Room

AmenitiesDeck

AccessibilityNone

Exterior & lot

ExteriorStone

FoundationBlock

Foundation area796 sqft

Patio/porchDeck

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - No, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2.5

Garage size119 sqft

Financial details

Annual taxes$325

Tax year2025

Taxes w/ assessments325

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District15 - St. Francis

District number15

District phone7637537040

High schoolSt. Francis

SODL flat fee brokerage

$7,950Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,950

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,067/mo

Principal & interest$1,918

Property taxes$27

Home insurance (est.)$122

Down payment

$73,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.