Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,990 (2026).

What school district is this property in?

This property is in the 709 - Duluth school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 62 days.

Listed at

$284,900

$233/sqft

Morley Heights

505 Spear Avenue, Duluth, MN, 55803

3 Bedrooms2 Bathrooms1,225 Square Feet0.16 Acres

Days on market62

Year built1920

Garage spaces2

TypeResidential

Est. $5,547buyer credit when you buy with SODL

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About this home

Completely updated and move-in ready, this charming bungalow at 505 Spear Ave offers 3 bedrooms, 2 bathrooms, and thoughtful upgrades throughout. The home features new flooring across multiple spaces, an updated primary bedroom with a spacious closet, and a bright, open layout with a large kitchen showcasing butcherblock countertops, electric stove, dishwasher, and newer appliances. Enjoy a formal dining area and an oversized deck - perfect for entertaining - along with a fully fenced yard. Additional improvements include a new basement shower (3/4 bath), new basement stairs, newer washer and dryer, and vinyl windows. The exterior offers cedar shake siding on the home, vinyl siding on the garage, a detached 2-car garage plus additional parking pad, and a raised porch with new flooring. Situated on a private lot with great functionality inside and out, this home blends classic character with modern updates, just minutes from Morley Park and offering quick access to the scenic trails, nature, and year-round recreation of Hartley Park and Amity Park.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1920

LevelsOne and One Half

Living area1,225 sqft

Above-grade finished1,225 sqft

Below-grade finished0 sqft

Lot size0.16 acres (55x127)

Days on market62

ListedApr 29, 2026

MLS #NST7064292

CountySt. Louis

SubdivisionMorley Heights

Parcel #010332000210

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: None
Basement: Full · 0 sqft finished

Property

Levels / stories: One and One Half
Garage: 2 spaces · 624 sqft
Parking features: Detached Garage
Exterior features: Wood
Fencing: Full
Lot size: 0.16 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 1,225 sqft
Year built: 1920

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Morley Heights
HOA: No HOA
School district: 709 - Duluth
High school district: Duluth

Financial & listing details

Annual tax: $2,990 (2026)
Tax with assessments: 2024
Listed: Apr 29, 2026
Days on market: 62 · 35 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFull

HeatingForced Air

CoolingNone

AccessibilityNone

Exterior & lot

ExteriorWood

FoundationPoured Concrete

Foundation area1,225 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size624 sqft

Financial details

Annual taxes$2,990

Tax year2026

Taxes w/ assessments2024

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District709 - Duluth

District number709

District phone2183368700

High schoolDuluth

SODL flat fee brokerage

$5,547Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,547

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,841/mo

Principal & interest$1,497

Property taxes$249

Home insurance (est.)$95

Down payment

$56,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.