Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,380 (2025).

What school district is this property in?

This property is in the 748 - Sartell-St. Stephens school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 104 days.

Listed at

$339,900

$191/sqft

Lakewood Valley

503 1st Street, Saint Stephen, MN, 56375

4 Bedrooms2 Bathrooms1,782 Square Feet0.94 Acres

Days on market104

Year built1982

Garage spaces2

TypeResidential

Est. $7,197buyer credit when you buy with SODL

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About this home

Come check out this newly renovated 4 bedroom, 2 bathroom home in Saint Stephen. This home offer new stainless steel appliance, new flooring throughout any many other great updates. The oversized attached double garage offers ample storage space. Set on almost an acre this property offers endless possibilities.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1982

LevelsSplit Entry (Bi-Level)

Living area1,782 sqft

Above-grade finished912 sqft

Below-grade finished870 sqft

Lot size0.94 acres (227 x 180)

Days on market104

ListedJan 23, 2026

MLS #NST7011842

CountyStearns

SubdivisionLakewood Valley

Parcel #90559240004

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 27x25 · 675 sqft
Parking features: Attached Garage
Patio & porch: Deck
Exterior features: Stone, Cement Board
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 950 sqft
Roof: Age Over 8 Years
Year built: 1982

Utilities

Water: Drilled, Private
Sewer: Private Sewer
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Lakewood Valley
HOA: No HOA
School district: 748 - Sartell-St. Stephens
High school district: Sartell-St. Stephens

Financial & listing details

Annual tax: $3,380 (2025)
Listed: Jan 23, 2026
Days on market: 104 · 63 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFinished

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningKitchen/Dining Room

AccessibilityNone

Exterior & lot

ExteriorStone, Cement Board

RoofAge Over 8 Years

FoundationBlock

Foundation area950 sqft

Patio/porchDeck

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private

SewerPrivate Sewer

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size675 sqft

Financial details

Annual taxes$3,380

Tax year2025

Taxes w/ assessments3380

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District748 - Sartell-St. Stephens

District number748

District phone3206563715

High schoolSartell-St. Stephens

SODL flat fee brokerage

$7,197Estimated buyer credit

SODL platform fee $3,000Your buyer credit $7,197

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,181/mo

Principal & interest$1,786

Property taxes$282

Home insurance (est.)$113

Down payment

$67,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.