Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,144 (2025).

How long has this property been on the market?

This property has been listed for 175 days.

Listed at

$104,000

$78/sqft

Mclanes 2nd Add

500 Spruce Street, Fergus Falls, MN, 56537

3 Bedrooms2 Bathrooms1,328 Square Feet0.151 Acres

Days on market175

Year built1890

ParkingGravel

TypeResidential

Est. $120buyer credit when you buy with SODL

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About this home

This 3 bed 2 bath home is sturdy, and has stood the test of time. Nice sized kitchen with pantry for added storage, original hardwood floors, newer windows, 1 bedroom on the main level, 2 larger bedrooms and a full bathroom on the upper level. The property features a spacious back yard with room to roam. Home needs a little TLC and is being sold "AS IS."

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1890

LevelsOne and One Half

Living area1,328 sqft

Above-grade finished664 sqft

Below-grade finished664 sqft

Lot size0.151 acres (40 x 150)

Days on market175

ListedApr 6, 2026

MLS #NST7050120

CountyOtter Tail

SubdivisionMclanes 2nd Add

Parcel #71003991017000

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: None
Appliances: Dishwasher, Electric Water Heater, Range

Property

Levels / stories: One and One Half
Parking features: Gravel
Patio & porch: Deck, Porch
Lot size: 0.151 acres
Lot dimensions: 40 x 150
Lot features: Tree Coverage - Medium

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: 664 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1890

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Mclanes 2nd Add
HOA: No HOA
School district: Fergus Falls

Financial & listing details

Annual tax: $1,144 (2025)
Listed: Apr 6, 2026
Days on market: 175 · 4 cumulative
Foreclosure status: Yes
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementPartial, Sump Basket, Sump Pump, Unfinished

HeatingForced Air

CoolingNone

LaundryLower Level

AppliancesDishwasher, Electric Water Heater, Range

DiningSeparate/Formal Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Porch, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years, Asphalt

Foundation area664 sqft

Patio/porchDeck, Porch

Lot featuresTree Coverage - Medium

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingGravel

Garage spaces0

Financial details

Annual taxes$1,144

Tax year2025

Taxes w/ assessments1144

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureYes

Schools

District number1944

District phone2189980544

High schoolFergus Falls

SODL flat fee brokerage

$120Estimated buyer credit

SODL platform fee $3,000Your buyer credit $120

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$677/mo

Principal & interest$547

Property taxes$95

Home insurance (est.)$35

Down payment

$20,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.