Listed at
$289,000
$331/sqft

Holland Bldg Cic 70

500 Division Street #7, Northfield, MN, 55057
1  Bedrooms1  Bathroom874  Square Feet0.014  Acres
Days on market295
Year built1900
ParkingOn-Street Parking Only
HOA / month$330
TypeResidential
Est. $5,670buyer credit when you buy with SODL
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About this home

Rare opportunity to own a one bed/one bath, light-filled condo in the heart of downtown Northfield where local grocery stores, restaurants, shops, services, and seasonal events are at your doorstep. Zoned both residential/commercial with a secure entrance, you can live and work, vacation, operate your business, use as short- and long-term rental, or a combination of the above. No worries about major projects or financial investments as the building was taken down to the studs and renovated in the early 2000s with recent replacement of ac, boiler, and water heater in the past five years. And this unique upstairs unit overlooking main street was completely remodeled to create open living on the main floor, featuring super tall ceilings and windows, refurbished barnwood built-ins, hardwood floors and an exposed brick and limestone wall. The newly carpeted loft is spacious enough for an executive office, tv or reading area, bedroom, or whatever you imagine. Also, the modest monthly HOA fee goes towards a savings reserve for unexpected repairs and covers the high cost of heat along with water/sewer, hazard insurance and maintenance of building exterior. Frontage street parking is available during winter; owners can obtain city permits for nearby public lots. Or just bike or walk about town. As a dual zone space that can generate income for years to come, cash or special financing is required. If interested, seller lender has program for qualified buyers.

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Home facts

Property typeResidential
Property subtype(CC) Low Rise (3- Levels)
Year built1900
LevelsOne
Living area874 sqft
Above-grade finished874 sqft
Below-grade finished0 sqft
Lot size0.014 acres (0)
Days on market295
ListedDec 8, 2025
MLS #NST6823984
CountyRice
SubdivisionHolland Bldg Cic 70
Parcel #2206228007

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 full
Heating
Boiler, Forced Air
Cooling
Central Air
Appliances
Cooktop, Refrigerator

Property

Levels / stories
One
Parking features
On-Street Parking Only
Exterior features
Stone
Lot size
0.014 acres
Lot dimensions
0
Accessibility
None

Construction

Property type
Residential
Property subtype
(CC) Low Rise (3- Levels)
Foundation
Stone · 651 sqft
Roof
Age Over 8 Years
Year built
1900

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Holland Bldg Cic 70
HOA
$330/month
HOA name
Holland Building Condo Association
HOA phone
5076490898
HOA includes
Building Exterior, Hazard Insurance, Heating, Sewer, Water
HOA amenities
Security Building

Financial & listing details

Annual tax
$3,122 (2026)
Tax with assessments
3182
Listed
Dec 8, 2025
Days on market
295
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingBoiler, Forced Air
CoolingCentral Air
LaundryElectric Dryer Hookup, Main Level, In Unit, Washer Hookup
AppliancesCooktop, Refrigerator
DiningLiving/Dining Room
AmenitiesNatural Woodwork, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorStone
RoofAge Over 8 Years
FoundationStone
Foundation area651 sqft
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingOn-Street Parking Only
Garage spaces0

Financial details

Annual taxes$3,122
Tax year2026
Taxes w/ assessments3182
Assessment pendingNo
HOA fee$330
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District659 - Northfield
District number659
District phone5076630629
High schoolNorthfield
SODL flat fee brokerage
$5,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,205/mo
Principal & interest$1,519
Property taxes$260
Home insurance (est.)$96
HOA fees$330
%
$57,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

500 Division Street #7, Northfield, MN, 55057

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Listing information

MLS #NST6823984
StatusActive
Last updatedSep 20, 2026, 3:22 PM
Originally listedDec 8, 2025, 2:46 PM
Listing officeRE/MAX Advantage Plus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.