Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,602 (2026).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 16 days.

Pending

$329,900

$170/sqft

Whitewater Way

5 6th Avenue SE, Elgin, MN, 55932

4 Bedrooms2 Bathrooms1,946 Square Feet0.25 Acres

Days on market16

Year built2003

Garage spaces3

TypeResidential

Est. $6,897buyer credit when you buy with SODL

About this home

Whitewater Way 4 bedroom, 2 full bathroom, bi-level, split! Open concept kitchen/dining/living room areas. Vaulted ceilings, fresh paint, new trim, and new roof 2024! Well maintained and it shows! Huge family room with daylight windows. Finished and insulated, 3 stall garage with cabinetry and shelving for great storage. Composite decking, firepit, and fenced yard make the backyard a private space for fun! Schedule a showing today and move in by spring!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2003

LevelsSplit Entry (Bi-Level)

Living area1,946 sqft

Above-grade finished986 sqft

Below-grade finished960 sqft

Lot size0.25 acres (75X145)

Days on market16

ListedFeb 10, 2026

MLS #NST7019146

CountyWabasha

SubdivisionWhitewater Way

Parcel #R190033800

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Rented

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 792 sqft
Parking features: Attached Garage, Concrete, Insulated Garage
Patio & porch: Composite Decking, Deck, Front Porch
Fencing: Partial, Wood
Lot size: 0.25 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Concrete, Frame
Foundation: 986 sqft
Roof: Age 8 Years or Less
Year built: 2003

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Whitewater Way
HOA: No HOA
School district: Plainview-Elgin-Millville

Financial & listing details

Annual tax: $3,602 (2026)
Listed: Feb 10, 2026
Days on market: 16
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Concrete, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryIn Basement, Sink

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Rented

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, Vaulted Ceiling(s), Walk-In Closet

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

RoofAge 8 Years or Less

Foundation area986 sqft

Patio/porchComposite Decking, Deck, Front Porch

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Insulated Garage

Garage spaces3

Garage size792 sqft

Financial details

Annual taxes$3,602

Tax year2026

Taxes w/ assessments3602

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1306

District phone5075343651

High schoolPlainview-Elgin-Millville

SODL flat fee brokerage

$6,897Estimated buyer credit

SODL platform fee $3,000Your buyer credit $6,897

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,144/mo

Principal & interest$1,734

Property taxes$300

Home insurance (est.)$110

Down payment

$65,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.